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It's Premium Bonds draw day.

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There is a live chat option on chrome, but not  Edge


 
Posted : 03/02/2025 8:12 pm
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£150 again.

I'm pulling it out this month and putting it in a Trading 212 cash isa unless anyone has any better ideas.


 
Posted : 03/02/2025 8:45 pm
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Someone in Sheffield won a million. I got my hopes up briefly.


 
Posted : 03/02/2025 9:14 pm
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I’m pulling it out this month and putting it in a Trading 212 cash isa unless anyone has any better ideas.

Cash ISA is a safe 'no-brainer' plan if you are not really sure what to do...4.9%  bosh.

If you go for a Stocks and shares ISA, rather than a cash ISA that obvioulsy carries some more risk depending on what funds it's invested in.

Leeds Bulding society is currently paying 4.4% if you want a more traditional savings account but they only pay interst anually, and it's not tax free, and you have to pay in a lump sum of a grand to open it, so it really depends what you want...

T212 cash ISA looks good at the moment.. as its an ISA, tax free, and it's a 'flexible' ISA, so you can take money out in an emergency, and put it back in, without affecting your £20k per year allowance.

I Hate the T212 app though... It's really badly designed, I'm pretty sure their cash ISA is a 'loss leader' to get customers in and then get them to diversify into stocks and shares trading - so be aware of that.


 
Posted : 03/02/2025 9:16 pm
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Nowt   🙁  as expected.

Set up a t212 account whilst I was waiting for the expected bad news tho!  🙂


 
Posted : 04/02/2025 1:04 am
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Bupkis. Disillusionment rising.


 
Posted : 04/02/2025 1:32 am
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£25. I’d make more under a mattress.


 
Posted : 04/02/2025 1:33 am
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£75 for me.

I'm quite happy with that considering wha I've got in there


 
Posted : 04/02/2025 2:03 am
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£125 for me and £200 for the OH......


 
Posted : 04/02/2025 7:34 am
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Nothing yet again


 
Posted : 04/02/2025 7:59 am
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225 here on max holding, 4% pa avg so q happy, tax free and no isa allowance left so no real alternative.


 
Posted : 04/02/2025 8:03 am
retrorick and retrorick reacted
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Zilch, nowt, zip, eff all

2nd month in a row & already calculated that I'm over £500 down against cash investment:-(


 
Posted : 04/02/2025 8:21 am
retrorick and retrorick reacted
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£225 & £175 for me and the better half respectively. Still retiring at the end of next month regardless, unless the Mad Orange Shitgibbon has royally and completely ****ed the world's stock markets in the meantime with his Tariff Shenanigans


 
Posted : 04/02/2025 8:53 am
retrorick and retrorick reacted
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Me £200

Mrs Zip £50

Mrs zips mum £150


 
Posted : 04/02/2025 8:58 am
retrorick and retrorick reacted
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Nowt this month, but 650 last month so can't complain!


 
Posted : 04/02/2025 9:14 am
retrorick and retrorick reacted
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£150 for me

£0 for my wife

I guess we'll have to keep working


 
Posted : 04/02/2025 9:19 am
retrorick and retrorick reacted
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£100 last month, £75 this month.  Only slightly ahead of savings account but its all coming out for the loft conversion in 4 months!


 
Posted : 04/02/2025 9:28 am
retrorick and retrorick reacted
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Max x 2.  Nothing.


 
Posted : 04/02/2025 10:01 am
retrorick and retrorick reacted
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Wife, son and daughter all have the max (inheritance from inlaws)

Daughter got £700 this month, which will be a chunk towards her summer inter railing plans. Wife got £400. Son lives away but usually does similarly well.

Really wish I'd not pissed off the mother in law.....


 
Posted : 04/02/2025 10:08 am
retrorick and retrorick reacted
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£250 this month. Showing a 6.7% tax-free return over the last year. I'm happy with that.


 
Posted : 04/02/2025 10:22 am
retrorick, kevt, kevt and 1 people reacted
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2025 has started well for me . £75 last month and £250 this month


 
Posted : 04/02/2025 10:31 am
retrorick and retrorick reacted
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£100 for me and £150 for Mrs Gooner666


 
Posted : 04/02/2025 10:36 am
retrorick and retrorick reacted
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£50 for me and £50 for Mrs J-L


 
Posted : 04/02/2025 1:52 pm
retrorick and retrorick reacted
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Jeff all again for me, 12 months on the bounce on £10k, Mrs BS faired slightly better at £225 but on £45k.


 
Posted : 04/02/2025 7:02 pm
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£50 for me 

£100 for mrs zip

£150 for mrs zips mum. Well below what we would have got in Chase.


 
Posted : 04/03/2025 8:10 am
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£25 for me,£75 for Mrs J-L... 


 
Posted : 04/03/2025 8:52 am
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£150 again.

Closing the account this month.


 
Posted : 04/03/2025 8:53 am
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£25 again for me. Might pull out and renter as that always seems to help for some reason!

That top prize £1m on £100, at least it’s not another max holder! 


 
Posted : 04/03/2025 9:06 am
retrorick reacted
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Diddly squat. Third month in a row. 


 
Posted : 04/03/2025 9:09 am
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Nothing since October


 
Posted : 04/03/2025 9:10 am
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7 prizes for me. A record. Only amounted to £550 but that’s not to be sniffed at. 


 
Posted : 04/03/2025 9:23 am
retrorick reacted
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Zero on 6k holding. Retired last week so will be maxing out at the end of the month with some of my lump sum. Hopefully do better but I've had 50 quid for last few months 


 
Posted : 04/03/2025 9:26 am
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This year so far: 0,25,0. On a full pot! 


 
Posted : 04/03/2025 9:48 am
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Fiddy for me and £175 for the Mrs.  About evens on the same sum in a savings account this month.


 
Posted : 04/03/2025 10:56 am
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£175 for me but nothing for Mrs Gooner666 this month


 
Posted : 04/03/2025 11:09 am
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£100 for me

£25 for my wife

Alas, we had to go to work today, tomorrow, etc. etc.


 
Posted : 04/03/2025 11:19 am
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£100 for me

 

I've had a few thousand in them for a while with little returns. Moved most of it out and left £500 in. Of course the month I do that I win £100 so I'll count that as a 20% return👍


 
Posted : 04/03/2025 11:51 am
retrorick reacted
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£0 & £0 for the first time in 20 odd months. Was hoping that not all the results were up which has happened before but  probably wishful thinking.


 
Posted : 04/03/2025 1:53 pm
Posts: 3267
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Nothing again. My annual rate is 1.42%. Sad face...


 
Posted : 04/03/2025 8:00 pm
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I returned to winning with £125. 


 
Posted : 07/03/2025 8:43 am
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£50.00 this month (on a £10k holding).

Not great but better than the hundreds my S&S ISA has lost in recent weeks!!  😬


 
Posted : 07/03/2025 10:29 am
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I've had £75, and £50 for herself this month. One of my brothers collected £150.


 
Posted : 07/03/2025 11:39 am
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Probably gonna pull ours out & put it in a std savings account, been pretty disappointing over 6 Months of us both being maxed out from an inheritance.


 
Posted : 07/03/2025 1:55 pm
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Topic starter
 

Me £75

Mrs Zip £50

Mrs Zips mum £275


 
Posted : 02/04/2025 7:32 am
retrorick reacted
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Lots more than last month for me 😀.

5 prizes totalling £225. 

The big chunk of fresh bonds I have near the top of the pile, close to Ernie's gaze seems to be paying off 😉🤣.

 


 
Posted : 02/04/2025 8:03 am
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