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Nothing, not a jot in the 10 years I’ve had them. Well they’re not actually mine they belong to no 2 Skipperlet. Total waste of time.
Another £25 this month - so that's £75 in four month for me.
£525 for me this month...
Handy, as I just got to the alps and my van has broken down. Would have been much more stoked if it immediately wasn't going to be spent fixing the van for the 5th time this year 😭
5th time this year
That's VW quality for ya.... 😉
What's worst with it now ?
£150, hovering at around 1% return so far this year.
Bloody veedubs...
No idea, waiting on diagnostics 🙁
Bloody veedubs...
No idea, waiting on diagnostics 🙁
How quick or slowly do we think they will respond to putting the average return rate up as inflation increases?
How quick or slowly do we think they will respond to putting the average return rate up as inflation increases?
If I was them, not at all. Government-backed bonds are probably the safest investment around, getting any interest on safe money is a bonus given the potential for a market crash any day now.
IANAEcon.
Also not an economist - but my thoughts are in their position, they can put the rate straight back down again if there is a crash, unlike any fixed for 3 years ISA or similar savings account.
If people are being cautious with their money and waiting and saving to weather an upcoming storm, then having it in the government coffers to use would seem like a good idea.
£25 for me 😎
Thanks for the reminder - 3 x 25 for me 😀 Almost enough for a tank of petrol...
for a moped?
😜
25, the first in months
£25, better than nothing.
£25 for my daughter.
Wife is checking mine, but the crappy website is battling her!
Woohoo, another £25 this month, that's £75 in 2, not earth shattering but a step in the right direction.
£25
Wife is checking mine, but the crappy website is battling her!
Yeah the site is being a right old madam today - it's the new authentication step that seems to be spamming up.
Another 25 quid. But given I drew mine down quite significantly I'm ok with that
£25, and £75 last month 🙂
Yeah, website is terrible now - not just the 2 factor nonsense but just moving between pages takes an age.
£50 after all that.
£50. Should pay for an extra use of the shower this week. :-/
Lol - nothing in ~ 40 years. To be fair, I think I've only got £10 worth of bonds 😂
Only just seen this thread, was about to post asking about Premium Bonds to be fair...
Just in the process of selling a load of toys (car, motorbikes etc.) to raise in the region of £50k to go towards an impending house move... Sold one this morning, so £14k richer already, reckon I'll have the rest within 2-3 weeks. I get 0.5% interest on the first £10k in my instant access savings account, bugger all thereafter. It is likely to be 4-6 months til I actually need the money (but owing to markets, I'm better off selling now than when I actually need it), so been considering sticking the cash in premium bonds...
Is it instantly accessible if I need to get hold basically?
My Dad reckoned he did the same back in the 90's when he sold our house and we moved in with my stepmother, maxed out what he could have and he said he was taking home anywhere between £100 and £750 a month (the £750 was only one month, but he reckoned it averaged out about £250 a month over the course of a year). Maybe he was especially lucky, but given I can't risk investing the cash long term, but I want a short term return on it, Premium Bonds do look like a good option...
Thoughts/advice...?
It's a lottery. Albeit one where you retain your original stake. I was in a similar situation to you so figured I had nothing to lose. I won absolutely nothing in the time I had money "invested" and i'm clearly not alone.
Nothing, not a jot in the 10 years I’ve had them.
YMMV though.
Chase Bank are offering 1.5% instant access.
As Doomanic suggests, chase savings account for the guaranteed 1.5% monthly win. Premium bonds for the monthly suspense after the cash has earnt nothing for the first month invested with ns&I.
Although NS&I income bonds are now 1.2% and tax free if thats an issue for you.
£50 for me and £50 for Mrs zip.
Would have earnt more with the money in chase.
The only white envelope that dropped through my door this morning, was one from British gas telling me my bill was going up.
😆
£25
£25.....
£25 for me this month... Was hoping for a repeat of last months £150!
£25 for me
£50 for Mrs L
Still not enough to retire, by some considerable margin
Nothing for me and £25 for mrs zip.
worth mentioning for those investing withdrawing your money isn't instant, it takes 2 or 3 days to land in your account. And the 2 factor authentication they have put in is awful and doesn't work on some browsers (it just loops and doesn't tell you there is an error)
also you need to keep the money in to the end of the month to be in the draw, so if you take it out towards the end of the month you get nothing
I had 50k in since Dec and so far had £125. partner is the same. I need money faster now so will be switching to chase, which is also great for spending abroad and gives 1%cashback on spend, though I haven't seen it, so presume that's annual.
2 X £25 for me. Nowt for the Good lady
3*£25 for me
£25 for my wife
😎
£25 here...
Fiddy quid - I'll boil the kettle to celebrate!
£25.
Nice to win after 3 months without
2 x £25 for me after a few barren months. Top prize was won on a £1000.
Nowt!