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It's Premium Bonds ...
 

It's Premium Bonds draw day.

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Yep, £75 here too.


 
Posted : 02/03/2022 10:11 am
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Just the single £25 between both of us this month.


 
Posted : 02/03/2022 10:13 am
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£0 for me.


 
Posted : 02/03/2022 10:30 am
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Son won £25 last month and after they sent a cheque (what a hassle) I'm changing the account so winnings re-invest. Raises an hypothetical question about what happens if one of the kids wins big!? What do others do? Agree a prize level where anything above and it's split with the family e.g. over £10k?


 
Posted : 02/03/2022 11:23 am
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Yeay!! £75 for me, first win for ages. Just spent it on a new helmet to replace the one I left in a carpark in Hayfield the other day... still short of nice pair of winter gloves thou that were inside the helmet at the time.


 
Posted : 02/03/2022 11:52 am
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Another month, another big fat zero.


 
Posted : 03/03/2022 11:08 am
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Bought some about 8 years ago and since then every month I've seen a Donkey - HeeHaw...


 
Posted : 03/03/2022 11:13 am
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Nowt since about 2020. At this rate I would have been better taking it out and sticking it in the building society. At least that way I'd have made £2.50 by now.


 
Posted : 03/03/2022 11:16 am
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Nothing 🙁
My sister won £50 🙂


 
Posted : 03/03/2022 11:21 am
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£25 this month

From jan to dec last year I got £650 (all 25s and 50s), works out at 1.3% return


 
Posted : 03/03/2022 11:52 am
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2x£25 this time.

Return since 1st July 1.04%
Annualised return 1.38%

I need to sell some soon so is there a best time of the month and how long does it take for the money to reach your account?

Edit: Just done it and it gives you the option to delay until after the next draw or straight away, in which case you'll receive the money in your bank account within 3 banking days.

I also noticed there is no 2FA on the account, is this correct?


 
Posted : 03/03/2022 12:03 pm
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1st win of the year for me ....£50


 
Posted : 03/03/2022 12:18 pm
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£25 - Jan
£25 x 2 - Feb
£100 - Mar
😀


 
Posted : 03/03/2022 5:16 pm
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I also noticed there is no 2FA on the account, is this correct?

There's three things you need to know (number, name , password) but not true multifactor really.

Had a £25 this month, Mrs Dubs double that ( I think her holding is more than mine though)


 
Posted : 03/03/2022 5:39 pm
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£125 for me, £25 for my son and £50 for my wife this month. Best yet by a decent stretch, and I think we're at just under 1% overall so pretty much as expected really (but with that monthly frisson of "will I be loaded tomorrow"...)


 
Posted : 03/03/2022 5:55 pm
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£50 this month, have they altered the odds with the interest rate rise?


 
Posted : 03/03/2022 8:28 pm
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3x £25 for me !!

£0 for my lovely wife


 
Posted : 02/04/2022 1:58 am
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2 * 25 for me. 🎉


 
Posted : 02/04/2022 8:17 am
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Topic starter
 

2 x £25 for me and the same for Mrs Zip.


 
Posted : 02/04/2022 8:29 am
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Only 1x25 for me


 
Posted : 02/04/2022 8:48 am
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Oh look

Nothing again 🤣


 
Posted : 02/04/2022 8:53 am
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Oh look

Nothing again 🤣

Same here too🤦🏼‍♂️


 
Posted : 02/04/2022 8:59 am
Posts: 7128
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zero


 
Posted : 02/04/2022 9:00 am
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Nada! 🙁


 
Posted : 02/04/2022 9:25 am
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Sweet fanny adams. Again.


 
Posted : 02/04/2022 9:29 am
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To break the run of 'zeroes' just ^ there - it's 5 x £25 for me. Looks like I must have had yours.... sorry about that. Nothing for Mrs Lawman this time around though.


 
Posted : 02/04/2022 11:02 am
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Zero again, it's getting worse. I'd make more stashing it in a mattress.


 
Posted : 02/04/2022 11:18 am
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Nowt


 
Posted : 02/04/2022 11:46 am
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2x£25

I've won 4 of the last 6 months with £150 for those 6 months


 
Posted : 02/04/2022 12:51 pm
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1 x £25. £50 so far this year...


 
Posted : 02/04/2022 12:53 pm
Posts: 172
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£25 here for April.

First win since a £125 prize in December.


 
Posted : 02/04/2022 1:59 pm
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What's the best way to buy PB's if you have a large sum to invest?


 
Posted : 02/04/2022 2:52 pm
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2 X 25 for me , one for the missus..


 
Posted : 02/04/2022 6:10 pm
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What’s the best way to buy PB’s if you have a large sum to invest?

Open a nsai account, link it to your current account which is overflowing with cash, transfer it to the nsai account and wait for a full month to pass, then check the app to see if you have won.
That's what I did.


 
Posted : 02/04/2022 6:20 pm
Posts: 39735
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What’s the best way to buy PB’s if you have a large sum to invest?

It's not the stock market. So cost averaging doesn't apply.

If your set on PBs drop em in asap. You have to wait a full month for them to be entered into a draw.

But remember that your large investment if long term is essentially erroding with inflation...... Even more so at the moment


 
Posted : 02/04/2022 6:21 pm
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@jimster01

What’s the best way to buy PB’s if you have a large sum to invest?

Rather depends what you mean by 'a large sum' - the max any one person can hold in PBs is £50K.
(I'm not expecting you to go into details on the public forum, obviously, but it's worth knowing the max amount if that's of relevance to your situation)


 
Posted : 02/04/2022 6:36 pm
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Sorry, should have been more specific, is it better to invest say 2 or 3k in a lump sum with consecutive numbered bonds or drip feed them?


 
Posted : 03/04/2022 8:20 am
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Ah, right, understood. To be honest, it shouldn't make any difference whether you go en masse or drip-feed. The random nature of the kit that selects the winning numbers ('ERNIE' as it's commonly called) means that every individual bond is as likely or unlikely to win in any given month as any other.
I just checked mine, and of the 5 winners this month, 2 of them start with the very same sequence 383LH43.... with the last 4 digits being only about 2500 apart. So those were clearly bought at the same time as each other, i.e. as part of the same original transaction, maybe one occasion when I put £5K in. The other 3 winners of £25 apiece are separate sequences entirely, so must have been bought at different times.
If you've got the cash to put in, might as well do it en masse, and then effectively it's all in the next month's draw, rather than being spread out over several months.


 
Posted : 03/04/2022 12:12 pm
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Worth checking this but I think with the holding them for a full month thing, as a draw has just happened if you bought now you’d be waiting just under two months for your first draw, first week or June.


 
Posted : 03/04/2022 6:13 pm
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Nuffing! But I've had a good run for the last 6 months or so.


 
Posted : 04/05/2022 9:45 am
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Nowt as well.
Going to shift some cash to a savings account which pays around 1.5%.


 
Posted : 04/05/2022 9:49 am
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£125 - nice!


 
Posted : 04/05/2022 9:54 am
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Still have to work for a living with a fat zero.


 
Posted : 04/05/2022 10:08 am
Posts: 988
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Another 2x£25 this month giving me a total over 11 months of 1.29%. In fact I've won something every month since I whacked my severance/early retirement package in so its worked out ok.


 
Posted : 04/05/2022 10:15 am
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Yet another big fat zilch.🤦🏼‍♂️


 
Posted : 04/05/2022 10:44 am
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