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I have been a naughty boy.
My question is, if I take the speed awareness course, do I have to inform my insurer of the whole shameful debacle come renewal time?
I am assuming not, as there will be no endorsement or convictions.
If they ask, then you will. If they don't ask, there will be no way of telling them.
do I have to inform my insurer of the whole shameful debacle come renewal time?
only if they ask
at least one insurer has started asking if you have taken a speed awareness course...
On the other hand, if they ask and you say no, it would require a law change or a data protection breach for them to find out.
Easiest solution to the whole thing is just not to speed in the first place. Buy a track day session at goodwood ffs. I have no pity for all this "how do I avoid this and that, it's going to be such an impact on my life, my finances etc." You roll the dice, you deal with the consequences.
at least one insurer has started asking if you have taken a speed awareness course...
This was my thinking. As if this is becoming the norm, it might just be easier/costly to take the £60/3 points if my insurer asks about the speed awareness course.
Easiest solution to the whole thing is just not to speed in the first place. Buy a track day session at goodwood ffs. I have no pity for all this "how do I avoid this and that, it's going to be such an impact on my life, my finances etc." You roll the dice, you deal with the consequences.
😀
Easiest solution to the whole thing is just not to speed in the first place. Buy a track day session at goodwood ffs. I have no pity for all this "how do I avoid this and that, it's going to be such an impact on my life, my finances etc." You roll the dice, you deal with the consequences.
FFS its not like he had a gun and a stash of amo hidden under his bed.
[quote=MSP ]
FFS its not like he had a gun and a stash of amo hidden under his bed.
Or went out for a chinky.
If it's your first and only three points they won't care anyway
Tell your insurance company nothing...
...then when you try to legitimately claim it will give them the opportunity to say; in the very small print of your policy at Appendix 3 to Annex D of the main policy that you signed it says "Should you not inform us of any motoring offence, less parking tickets, your insurance policy will be invalid”.
If it's your first and only three points they won't care anyway
It will be my first 3 points in 15 years.
My first lot I got on the day I past my motorbike test.
Second day I crashed the bike 8)
Tell your insurance company nothing......then when you try to legitimately claim it will give them the opportunity to say; in the very small print of your policy at Appendix 3 to Annex D of the main policy that you signed it says "Should you not inform us of any motoring offence, less parking tickets, your insurance policy will be invalid”.
This is why I am asking, I would rather give full disclosure. So if I have to tell them about the course, I might as well just take the points and tell them about those. As I imagine I would see similar rise in the renewal.
FFS its not like he had a gun and a stash of amo hidden under his bed.
There was a dead lesbian mexican in the boot.
Kona TC - Member
+1
Easiest solution to the whole thing is just not to speed in the first place. Buy a track day session at goodwood ffs. I have no pity for all this "how do I avoid this and that, it's going to be such an impact on my life, my finances etc." You roll the dice, you deal with the consequences.
I don't think he was asking for your pity
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Second day I crashed the bike
I like your style. I passed my driving test at 21 and 2 days later rolled a company pool car writing it off. Amazingly I wasn't fired!
[quote=Jamie ] I would rather give full disclosure. So if I have to tell them about the course, I might as well just take the points and tell them about those. As I imagine I would see similar rise in the renewal.
As has already been said, you may not even see a rise in premiums.
As has already been said, you may not even see a rise in premiums.
Regarding which course of action, Druidh?
I'm always of the mind if you're going to speed than do it properly,36 in a 30 is pretty pathetic tbh mate........
[quote=Jamie ]As has already been said, you may not even see a rise in premiums.
Regarding which course of action, Druidh?
Even with the three points/conviction. Many insurers seem to discount a single offence. Of course, if you are going to make a habit of [s]getting caught for[/s] speeding, maybe take the course this time and save the three points for the next offence 😉
I'm always of the mind if you're going to speed than do it properly,36 in a 30 is pretty pathetic tbh mate........
I was wondering why I am feeling decidedly less manly, today.
Don't worry though, by the time the story is retold in the pub, it will be 130mph past the Houses of Parliament with my wang out.
If you do the course you might find it interesting and informative all whilst potentially saving money. If you don't, then you won't.
If you do the course you might find it interesting and informative all whilst potentially saving money. If you don't, then you won't.
Guy I sit next to went on one on Monday and was raving about how useful / informative it was.
The courses are pretty good. I've been on one. Not what I was expecting at all.
I can't answer your original question OP but I do recommend going on the course simply from the point of view of learning a thing or to.
I don't mean that as a judgement of your driving - I thought I was a careful and sensible driver and kind of knew why I was on the course I went on, but it made me far more aware of how to driver properly...
Apparently my [url= http://www.aadrivetech.com/driveraware/cambridgeshiresas.htm ]local courses[/url] are run by the AA. Is this the norm?
If the course is going to be informative, then for an extra £27 I will do it. As I have been only car driving for 2 years, so loads I could still learn. Was just worried it was going to be getting patronised for 4 hours in a stuffy classroom.
...possibly with some crap biscuits and stewed tea on offer.
If it's the AA then the tea and biscuits will be extra.
For £27 it's probably worth going on the course. I was fortunate enough to get some advanced driving instruction from an ex-police traffic officer via my employer. I drive noticeably different as a result (and not necessarily slower).
If it's the AA then the tea and biscuits will be extra.
Especially after they find out I am with the RAC.
The course isn't the problem - it's the people on it.
(So I've been told - I took the points. It's the way the dice fell, man)
Apparently my local courses are run by the AA. Is this the norm?
is it a 12 step plan to redemption?
...possibly with some crap biscuits and stewed tea on offer.
If you can't do the time, don't commit the crime 😉
I don't think he was asking for your pity
DC. Speeding is speeding, it's only excusable to a degree if you're in an emergency i.e. driving someone to hospital.
A one off speeding offence is not usually much interest to insurers
Was just worried it was going to be getting patronised for 4 hours in a stuffy classroom....possibly with some crap biscuits and stewed tea on offer.
Sounds like you've been on one already 😀
There are some informative bits too. If you've only been driving a few years I'd deffo recommend the course, just suffer the tea 😕
Easiest solution to the whole thing is just not to speed in the first place. Buy a track day session at goodwood ffs. I have no pity for all this "how do I avoid this and that, it's going to be such an impact on my life, my finances etc." You roll the dice, you deal with the consequences.
Yeah. It's got to be easier than dealing with self righteous (insert appropriate derogatory term)s like you.
DC. Speeding is speeding, it's only excusable to a degree if you're in an emergency i.e. driving someone to hospital.
Every time I drive it's an emergency.
This time I needed to do some shopping, as I am dangerously low on loo roll.
DC. Speeding is speeding, it's only excusable to a degree if you're in an emergency i.e. driving someone to hospital.
13 years previously on a motorbike, though. So like to feel, maybe wrongly, I have a little bit more self-awareness than the average new driver.
[i]Yeah. It's got to be easier than dealing with self righteous (insert appropriate derogatory term)s like you.[/i]
Look ^^ he's still going too. Jeez 🙄
Well said that man!PeterPoddy - MemberEasiest solution to the whole thing is just not to speed in the first place. Buy a track day session at goodwood ffs. I have no pity for all this "how do I avoid this and that, it's going to be such an impact on my life, my finances etc." You roll the dice, you deal with the consequences.
Yeah. It's got to be easier than dealing with self righteous (insert appropriate derogatory term)s like you.
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Ha beat you. I did 55 in a 30 this morning, then 95 in a 50. I'm worser than you are.
Ha beat you. I did 55 in a 30 this morning, then 95 in a 50. I'm worser than you are.
I'm not standing for that!
*grabs car keys*
Even I'm not on my high horse on this thread.. some of you are even preachier than me!
I'm on my high horse.
But it will only do 25 in a 30 no matter how hard I kick it !
[i]MSP »
FFS its not like he had a gun and a stash of amo hidden under his bed.[/i]
Or spoke French in a library.
[i]nealglover - Member
I'm on my high horse.
But it will only do 25 in a 30 no matter how hard I kick it ![/i]
😆
There were amazingly high horses when I reported a speeding incident on here. I said I had a slow car - someone responded, well its not that slow if you can do 43mph!
Bugged me all this time that has. So thanks to Jamie for a new speeding thread so I can get it off my chest at last.
Yeah. It's got to be easier than dealing with self righteous (insert appropriate derogatory term)s like you.
Call it how you see it. No need to go all self righteous on me though.