[Closed] How to get money back from sister in law

Write it off and move on.

Sell her to people traffickers perhaps?

Fetch the bombers...

Aye don't think there's a way out of this one - guarantor is liable to pay the rent if tenant can't/wont pay.

Not much chance but I'd be crossing her off the Chrismas card list for sure.

That's a quid or so saved per year at least.

Oh, I'd never speak to her ever again either or have anything at all to do with her.

I guess you could try the small claims court but I feel this would cause more family trouble than it's worth.

At a push ask her for £20 a month but I doubt you'll get it for long.

And she knows we've been struggling to pay the mortgage ss well! Move on is not the way i will have my vengeance! Maybe reclaim via small claims court?

why not find out why she's not paying? perhaps she's got some other problems she's not telling you about that could be serious?

why not find out why she's not paying? perhaps she's got some other problems she's not telling you about that could be serious?

Serious face on now, how come she's defaulting? Has she enough money to pay for rent & food in the first place or is all her money going on her social life?

That and if it is not convincing what luke said

You can sue, for sure.

I know your miffed but how is taking someone, who you know full well has no money, to court to get your money back going to help anyone in this situation?

Is she a looker?

Would you?

You did know this was possible when you agreed to be a guarantor though didn't you? That the whole point of being one.

Sorry, but you did know what being a guarantor could mean, didn't you...?

Damn your fast fingers, csb...

People who need a guarantor often have a poor credit history .I think you have learnt a lesson .Is she a mature student or a kid ? I might understand it from an 18 year old away from home the first time.

People who need a guarantor often have a poor credit history

Yeah for sure i knew, but call me old fashioned we did it to help her out not to be treated like ****s. Mother in law sides with her saying if we couldn't afford it we shouldn't have done it. I just don't expect to be treated like a mug by family. She's not had the decency to call and fella spends his giro on weed need i say more?

She's mid twenties so old enough to know better

It's for uni digs 2 years ago and she's had the money.....grr

Sell her to pimp(s) perhaps?

They will definitely own her ...

😯

I`m on your side you are being treated unfairly.Why would the rest of her family not cover for her ?

Mother in law sides with her saying if we couldn't afford it we shouldn't have done it.

I'd be mighty pissed off if I was you. Bombers, find her shoes and relievr yourself in them and the small claims court.

Are you sure that the landlord isn't pulling a fast one?

Mother in law sides with her saying if we couldn't afford it we shouldn't have done it.

I'd happily fall out with the family over this. Sounds like from your description that it's your other halves sister? If so, what does he / she say about it?
Wee and bombers time

jonesyboy - Member
She's mid twenties so old enough to know better

Some people learn at an early age how to con the system , along with freinds and family.

you just didnt learn fast enough.

Don simon, was uni halls run by private company.

And? Private landlord more likely to be shady.
Don't the universities normally hold back awards in cases like this?

Shes quit the course 18 months ago and moved out of digs 2 years ago. Small claims seems to be the way forward as she has enough dosh for weekly dope supplies.

You should now stand in the shoes of the landlord if it was a guarantee.

You should therefore be able to go after her through the courts, get judgement, send enforcement officers in or even make her bankrupt (latter is costly and unlikely to yield cash result from what you have said).

If you stand no chance of getting something back in cash terms then think twice about urinating time and money up the wall. If she defends a court case it could prove a right a***.

And I would can all future contact with her either way until she makes an effort to pay or at least properly apologise.

Bit late now but never, ever lend money to family. That's my advice.

My wife has lent, over the years, around 6 grand to her family. We've seen about 3 grand of it back. We've had plenty of promises like but it's family, you can hardly take them to small claims court.

One of her sisters was taking holidays in Florida while still claiming she had nothing to pay us back with. They now have a very successful carpet business on the go but apparently can only pay us £50 a month.

Mother in law sides with her saying if we couldn't afford it we shouldn't have done it.

Why didn't her mother go guarantor? She does have a point......

Keep a record of the amount owed. Compound interest at a reasonable amount every year until it's paid.

My daughter was tuned over for £2k by a coke head rich girl moving out and leaving her share of the rent and bills not paid. Joint and several liability has caused some serious financial cramp in their household. Daddy's girl is biding her time 😈

Daddy's girl will change her mind once she finds she can't get credit with CCJ for that money hanging over her.
I've lent money to my sister, it was tedious and annoying, difficult to get back, and because I've not thrown away my inheritance I'm a rich ****. Unsurprisingly I won't be lending any more money to my sister as she's frittered a quite substantial amount of money away.

If she has got a dog, punch it in the face.

smell_it - Member

If she has got a dog, punch it in the face.
Posted 14 minutes ago # Report-Post

^^^^ Gotta say, I can't argue with that ^^^^

i'd like to punch you two in the face!

Didn't say that I agreed with it, just can't argue with it. 😆

Is she still at uni ? Students at all uni's have acess to a hardship fund, which is to help people out in situations like this. I would ask her if she's been down this route.

So if this is your wifes sister - what does she say?
I bet you did not volunteer with out some persuasion.

Move on is not the way i will have my vengeance!

And that attitude will end up chewing you up a lot more than it will her.
Fine, have a plan to get your money back but keep your sanity and dignity in the process and don't let it become an obsession.

Go into her house, remove every left shoe.

Only return the left shoes once she has repaid you.

I did this to someone in 2004, ended up in court. I got my money, and he got his shoes back.

From her mothers analysis of the situation it would appear that her daughter shares the same attitude.

If it were me I'd let my wife sort it out.

It's her family and I wouldn;t want to be seen to be driving a wedge between her and them by taking any action (or peeing her off with inaction).

Let your wife decide what she wants to do and then back her up 100%.

(but do suggest that you don;t do any family loans/guarantees again)

i'd like to punch you two in the face!

You are not on your own.

I've never understood why the Christians seem to have hijacked forgiveness, and act as if it's something that's unique to them.

Forgiving somebody (a deed or a loan) is incredibly cathartic. Once you've done it you will save yourself a lifetime of bitterness and anger. And give you a nice smug feeling too.

why not find out why she's not paying? perhaps she's got some other problems she's not telling you about that could be serious?

This.

go to the old bill and say that you think she is dealing weed. do this just after her and her fella have picked up.

it'll screw her up for the next few weeks, months and if you're lucky years.

or run her over one dark night. no, don't do that as she might end up with compo from the state (i.e. your money).

what ever you do, do something to hurt her.

I will admit, Alpin, your way does sound much more fun than mine.

Does she have a car ? Go around and lift the keys, park it somewhere she will never find it, don't give it back until she pays.

[i]Go around and lift the keys, park it somewhere she will never find it, don't give it back until she pays.[/i]

trouble with that is that she can call the police and suddenly the OP has a criminal record for car theft...

I don't know all about this forgive and forget stuff. If I didn't relentlessly pursue this money until I had every last penny back, it would niggle me constantly.

So what does your wife say?

I for one would never, ever lend money or be guarantor to my brother in law.

I don't know all about this forgive and forget stuff.

I didn't say forget. But as you're not going to get it back anyway, why not try to do something to make you feel better?

First job, speak to the landlord. Have they now been paid in full?

Ask for:

(1) a receipt for what you have paid; and
(2) written confirmation that your liability as guarantor is fully and finally discharged and that no further liability will accrue.

Then you can decide if you go after your sister in law, but my advice would be to turn the other cheek (and your back) and leave it at that.

EDIT: don't automatically assume that you have any right of recovery of the money against your sister in law anyway.

We've written off £6k in unpaid rent for a tenant, with a young baby, who lost her job, stopped paying rent, was deemed voluntarily homeless by the council (ie she should have been able to pay the rent) and took 8 months to evict. We have a court debt order, but chasing a homeless mum for money she doesn't have, and probably never will, is pretty pointless. Just let it go.....

I felt so bad enforcing the eviction order, changing the locks and turfing her out onto the street.

revenge is sweet.

watch the austrian film "Revanche".

do not let the woman get away with it. pester your missus till she screams and shouts at her sister. in fact i'm surprised that you do not mention that your missus is even a bit pissed off with it all. i'd be tempted to take the money from your missus if she doesn't see it as her problem/responsibility.

is your FIL still around? how does he see it?

enter her phone number in every bit of junk mail you recieve.
enter their address on every mailing list you can.
complain to the council (anonymously!) that they are bad nieghbours and let their dog crap in the street.
give their address to the local jehovas.

really piss them off.

it won't get your money back, but in the meantime it'll give you some pleasure.

What does her sister say/think?

Park it. Pay it with the understanding that neither of you talk to her again until the debt is made good.

Mid-20s. We lent my bro in law thousands in our mid20s. Money we found hard to find but he was always willing (and did) payback. If she childish at that age its hopeless/pointless.

Send here a scam email like the ones here

[url= http://singletrackworld.com/forum/topic/dearest-onescam-content ]Scam letters on singletrack with hilarious consequences [/url]

Asking for £2000 for a part share in a pot plantation with dividends paid out in the form of quality pot posted to her on a monthly basis?

Footflaps but they got 8months free rent.