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£34.50 a day for 4days a week = £552.00
Nursery says they work on a "Calender month" though (funny that) so its £590.
Surely the Calender month scheme is assuming you stay there for a year and if you don't you'll be likely to receive a rebate?!
I assume it means that the next month, if there are less attended days in the calendar month, you will pay less.
Smoke and mirrors, luckily we are on the home straight with nursery fees - 7 months to go an counting :lol:. Still pay £300 per month for 3 mornings a week though. That's not a bad price Hora. Get yerself into the childcare vouchers, and you can save a bit more.
Fixed/direct debit cost of £590 based on calender month.
He will be expected to manufacture high-end 'lifestyle' clothing ready for shipment to China where the customers like to think of themselves as 'lifestyle mountain bikers'.That's not a bad price Hora
Some do Hora
Think its down to Nursery, we pay per hour btw, which works out about the same as your day rate.
We pay £1080 for 4 days a week ... count yourself lucky
This is great. You being a dad really is the gift that keps on giving. 😀
Welcome to my world Hora. Again. This will be the first of many moments where you realise the true shocking cost of continuing the Hora dynasty.
And as you discover them, one by one, I'll be there to point at you while laughing like a drain.
Is it slowly dawning on you that those days of changing your frame/forks every week are well and truly gone? Give them a wave goodbye
Dunno, this is the talk coming from a father of two with an intense frame! 8)
Hora -
Until September, when fadda jnr started school, we paid circa £750 a month for 4 days a week.
Sounds like you got it good!
Yep, they do that with ours to, around £ 750 for five days. crashdummy, I thought we were being done over 😯
crashdummys kids don't have to secretly work in a sweatshop though 😉
Check what happens during holidays etc.
You may well have to pay if you go away or if the nursery is closed for local holidays.
You'll also have to pay if your child does not attend due to sickness.
Fixed/direct debit cost of £590 based on calender month.
£34.50 a day for 4days a week = £552.00
So you have worked it out this month which is a 'cheap' month. There will be some months that have more childcare days in them. So some months you win, some you lose.
And you can assume you will be there for a year - it isn't good to move nurseries unless you have to - let the kid get used to his/her new carers.
If you are concerned, ask them to clarify what they will do about any refund due should you leave.
So to balance the books, we pay nowt for 15 hrs a week and an additional 80 Euro for the extra 15 hrs weekly. But that's Ireland where it can cost E800 pcm too.
One reason why "economically productive" folks were quite disappointed about the child benefit cuts...?
Funnily you only use a nursery if you are a hardworking couple huh.
Child benefit shouldn't go to those who DONT WORK.
lol @ binners.
I too am expecting many happy years of reading hora's bemused 'But it's going to cost me lots of money!' posts in relation to his childs upbringing.
£600/month is quite good, tbh. Might be worth seeing if your employer will do a salary sacrifice for nursery vouchers - saves you the tax.
Wait till you get to the shoes stage! £30 a pair and they recommend (they would wouldn't they?) a new pair every six weeks!
Ours is £44 per day. We pay monthly on the basis of 51 weeks in the year divided by 12 - eg the calendar months so the monthly bill is always the same except if there are any bank hols in which case they're reduced on that month's bill.
Hora, I know you live in the smelly North but it still sounds pretty cheap.
£34.50 a day for 4days a week = £552.00Nursery says they work on a "Calender month" though (funny that) so its £590.
= £138 per week x 51 weeks / 12 months = £586.50
So you're not paying over the odds you muppet.
Fack me, when I read threads like this I'm glad we've been able to keep our 2 out of nursery! I wonder if there's a gap in the nursery market locally......hmm!
Wait till you get to the shoes stage! £30 a pair and they recommend (they would wouldn't they?) a new pair every six weeks!
My Mum used to tell me about the Clarks shop/people going down to be measured regularly etc. I never had that (no money) and I don't recall any problems with my feet since.
Fack me, when I read threads like this I'm glad we've been able to keep our 2 out of nursery! I wonder if there's a gap in the nursery market locally...
I thought that too but then I thought the building, insurance, liability insurance and staffing challenges would be a royal PITA.
6 weeks - that's just silly though isn't it unless it's referring to a check every 6 weeks which isn't unreasonable.
As and when necessary. Sometimes it has been 6 weeks, generally a good bit longer than that.
£60 -£65 per day is I think the going rate in our area, 12 month waiting lists all round, and according to playground gossip, unverified, one of them has parents signing up while mum is still pregnant. 😀 It is London though.
It's a business I'd really like to go into....
one of them has parents signing up while mum is still pregnant
I can believe that - we signed up just after ours was born and some places were full.
My Mum used to tell me about the Clarks shop/people going down to be measured regularly etc. I never had that (no money) and I don't recall any problems with my feet since.
Well we managed to wait 3 months (through ineptitude) and you could actually see where the buckles had started to leave a shape in their feet 😥
As with many other things, if it can be afforded it should be done really.
Hora not only do doleys get family allowance just to cheer you up they get free nursery places too so they can sit at home on their fat arses too . Psses me right off that
A friend of mine has three nurseries. He doesn't do badly, but he isn't exactly rich. He does have 24/7 headaches with staffing issues and red tape.
Child care vouchers ease the pain.. it was a bonus for us that the pre school nursery we have just swapped little miss maxray to is free.. Wooo and indeed hoooo, £300 pm up now as I was fronting the nursery costs myself 😀
650 for 3 days a week
It costs us around £340 a month for one day a week for our twins. Fortunately it is attached to the school she works at so they don't charge for school holidays.
It would be pointless for my wife to work any more than she does as any possible increase in income would be swallowed by the increase in childcare costs and reduction in working tax credits.
500 quid a month for 3.5 days a week for us. then when my wife is on school holidays we pay half that as a retainer fee! Joyous isn't it!
Have more kids and get a 10% discount.
Buy bikes with the money you saved.
(£50-70+ per day round here - child minders can be cheaper )
We pay £200 pcm for one day for our two, much of it for our son is picked up by the free places that over threes get from Gov't.
You can see why so many women have a career break to look after kids. Our son was going to go to nursey for 3 days a week at £35 a day. This works out to be £5355 a year (51 weeks). However my wife was made redundant (along with 30 others) just before going back after maternity leave.
We are now expecting another - so 2 of them for 3 days a week would be £10700 a year, bearing in mind thats for the 3 days my wife would work so she is only earning 3 days worth of money means that her salary would have to be about £21 - £22k a year just ot break even!! (not taking into account tax credits, vouchers etc).
This time next year when number 1 son is 2.5 he can go to pre-school for 3 hours a day for £7. That sounds alright.
My wife's gonna be busy come May though!!
I know from a chap at work the cheapest childcare he could find was £600 a month, most places were £750 - £1100.
mastiles_fanylion - Member
It costs us around £340 a month for one day a week for our twins. Fortunately it is attached to the school she works at so they don't charge for school holidays
Can they do a salary sacrifice scheme, or is it run as a seperate business?
When son was in childcare, it was a hospital based creche, and at the time we had the option of paying by salary sacrifice - bit of a no brainer really, saved us some money over the time the scheme ran.
We weighed up the pros and cons just before our son was born and decided we'd be better of (and be able to give more quality time) if mrscarlos went part time.After doing the sums my wife would've only earned £100 or £80 more than part time depending on 5 or 4 week months.
I work early mornings posting letters and she originally did a job share as a supervisor in the afternoons but has since moved elsewhere with less responsibility still doing afternoons , we just shared the childcare and feel our child has benefited from the experience of having a parent at home whilst they are really young.
Can they do a salary sacrifice scheme, or is it run as a seperate business?
A completely separate business but don't charge at all for holidays if you don't need the childcare (but keep your place open) for school staff.
Its times like this I really appreciate in-laws that took early retirement and can't get enough of their grand daughter.
Its times like this I really appreciate in-laws that took early retirement and can't get enough of their grand daughter
Yeah it helps. My wife works 3 days a week, they go into nursery one day (which I think is good to experience different things/people), her mum & dad have them one day, my mum has them for a morning.
Saints alive! I'm having my first child in March. There go my ideas of a new road bike next year.
jSaints alive! I'm having my first child in March. There go my ideas of a new road bike next year.
I feel your pain, although it has less to do with my baby daughter and more to do with mortgaging myself into bankruptcy.
I pay £900 a month for 3 days a week and have twins, so currently £1800 a month outgoing
😯
It all depends on how much value you put on childcare. My wife and I childmind and charge £30 per day. We were graded outstanding on our last ofsted inspection. We attend numerous training courses (all in our own time) have a mountain of paperwork to complete, provide early years funded education to the same or in some cases a higher standard than nurserys. There are providers out there who are cheap, they are cheap for a reason. Just have a think what you are paid per day and if it is more than your childcare per day, ask yourself if your contribution to society you make with your job is more important than giving a child the best start in life that you can. I am not saying that we are better than you, just that we are in a position to help educate the next generation. Parents have to make a lifestyle choice, it's tough, 2 wages and childcare or 1 wage and less treats.
I pay £900 a month for 3 days a week and have twins, so currently £1800 a month outgoing
How does that make any kind of financial sense??????? Can you earn enough to warrant that outlay? Or do you get most of it paid back in credits?
How does that make any kind of financial sense??????? Can you earn enough to warrant that outlay? Or do you get most of it paid back in credits?
It does go down after they are 2 years old to just under £1300. Both of us get childcare vouchers. so that is £200 quid back, so the NET will be £1100. In total we pay 3 months at £1800
My wife took 6 months sabatical after her 12 month maternity + accrued holiday as it would have been pretty marginal. She does earn a fair bit though thankfully, but still better for her to spend nearly 2 years off with the kids than have a net few hundered a month after child care
Yep £340 a month here for two days a week.
I did try and float the idea of having a young swedish Au Pair come and live with us as I reckoned having the extra help around the house and baby sitting would be awesome.
Can't see it costing a shed load more than we were paying before the eldest started pre-school.... unless she charged for extra's of course.
Alas the missus was having none of it. Spoil sport.
We spunk nearly 1800 a month for our two. That's a nice new frame, wheels and forks a month!
And then I'm told I'll lose my child benefit! 😐
I did try and float the idea of having a young swedish Au Pair come and live with us as I reckoned having the extra help around the house and baby sitting would be awesome
I asked if the sister in law could move in or a chinese/japanese overseas student and I didn't receive a reply. She knows what I was angling at...
...lots of 'oops I've just popped out of the shower' and 'I was only cuddling the au pair/sister dear'