MegaSack DRAW - This year's winner is user - rgwb
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Mate cleaning the windows on his XC90 this morning engine running scally jumps in and drives off with the motor. big question now is will his insurance pay up 😕
My GUESS is no.
depends how it's worded to the insurance company
He had a knife...honest...I had to give him the keys.
Probably his best bet.
I reckon the real story was car was left warming up whilst mate was inside with a cup of coffee...
Is this for real? Where did it happen?
To answer the question though, yes, should do. Most policies specify that the vehicle must be attended if running/keys in etc. If you leave it at a petrol pump to pay, that's unattended. Cleaning the windscreen is attended.
Interesting one this, I'm sure that until recently the insurance company would have said no but I'm sure I read an article about this in the last couple of weeks.....I'll try and find it.
Of the top of me head like,i think it's an offence to have the engine running and not be sat in the driving seat, whilst on a public highway.
[url= http://www.insurancetimes.co.uk/story.asp?storycode=381976 ]linky[/url]
here you go this should help your mate...good luck
Depends what he told the police/waht happened. If he's stood by his car cleaing the windows he's got a reasonable chance. If he'd gone in to get de icer, water (or just to leave it) very unlikely.
You could argue it's reasonable to start your car while cleaning windows.
I'd guess, from a purely unqualified point of view, that it's going to be a NO! because insurance companies are trying all ways to void policies at the moment, and since it's illegal to have it running while you're not in control of it (AFAIK) hes on dodgy ground (though that doesnt automatically void your insurance).
was on the drive, we all do it but what gets me is why can we not leave anything these days without someone making off with it.
If the car was on the drive and he wasn't on the drive, no chance.
Most likely not .. unless there was threat of violence.
Wasn't in the drivers seat with the engine running, then wasn't in control of the vehicle.
My guess is yes, if he was in the vicinity and in view.
Full report of Ombudsman, p23 onward of this linky
(biggish pdf)
[url= http://www.financial-ombudsman.org.uk/publications/ombudsman-news/82/82.pdf ]Ombudsman reports[/url]
The car was on the drive and he was cleaning the screen but some how they jumped in the driver seat then drove off before he could do anything and also not be hit.
Ok I believe him. 😕
Drac and midlifecrashes sum up my position - though it's a few years now since I was a Claims Manager.