Adding a learner to...
 

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[Closed] Adding a learner to my car insurance - ££??

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Any top tips, apart from "don't" ?

I'm assuming it'll bump me up a LOT
(FWIW, 2L Peugeot 5008 diesel, 6 years old - last year's premium was £208)


 
Posted : 04/05/2017 5:15 pm
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It wasn't too bad when we did this for my daughter. A different matter once she passes her test of course 🙄


 
Posted : 04/05/2017 5:21 pm
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Might depend on the age a lot.
5-6 Years ago it made less difference than I expected for 35yr old learner.
(Accord 2.2D estate about 6 yrs old at the time)


 
Posted : 04/05/2017 5:21 pm
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The comprehensive insurance on mu Seat Mii went up from £160 to £520 when I added my learner daughter to the quote.
On a ten year old Clio, the quote went from £180 to over a thousand!


 
Posted : 04/05/2017 5:35 pm
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I used Marmalade's Learner Driver insurance. Separate insurance for a separate risk. Was about £100 5yrs ago.


 
Posted : 04/05/2017 5:36 pm
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hmmm, admiral offering about £150 for 3 months as a standalone - hadn't realised they could "self"insure

thanks all


 
Posted : 04/05/2017 5:58 pm
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+1 for Marmalade. We paid about £76 a month last year. Completely separate from your own insurance.


 
Posted : 04/05/2017 6:37 pm
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Just gone through this for my daughter. Marmalade and other similar policies seem best bet if available. Neither of our cars were insurable for a learner for any reasonable price.

Daughter had car fund saved over years from various sources so bought her own small engined, low powered Fabia. Insurance on that vehicle for her was better with us as additional drivers even though she was the main driver, In your case it sounds like your learner is definitely an additional driver but lots of my daughter's friends have had their parents buy old cars for them but insure them under the parents names and list the learner/recently qualified driver as an occasional driver even though the cars are in the college car park every day. This used to be heavily frowned upon but is now simply viewed as fraud and a couple of them have had accidents and come unstuck.

There are some really attractive policies for learner drivers in their own cars but check what happens when they pass their test, We got several quotes around 300-400ukp per year but many of them went up to thousands after the learner passed. Admiral were around 700ukp for the year but only an extra 80ukp when she qualified so we went with them.


 
Posted : 04/05/2017 6:45 pm
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=1 for admiral learner insurance. Means if they do crash its nothing to do with your no claims.


 
Posted : 04/05/2017 7:54 pm