Anyone had to put a hefty claim in and subsequently been able to find halfway reasonable priced cover?
M&S taking the pee again this year and other insurers I've approached are unwilling to cover because of a claim from 2012 at old address.
Nope never did after my last claim about the same time as you!
Gave up the n the end and just took them off was way to much! Think it hit 1k for the full policy in the end
Five years is the cut-off apparently.
M&S want £840ish this year. I've swallowed it previous years as they were good at paying out, but money is tighter now.
🙁
Yes had a big claim with M@S who promptly upped the cost and dropped the amount of cover -we're now with Pedal Cover for nearly half the price and far better cover .
M&S are maintaining cover I think, but price very high.
Pedalcover couldn't help last year as the claim was within five years. Yours may have been a bit lower, if they covered you? Can I ask if it was four or five figures?
£8500 !
Mine was a fair bit higher, unfortunately.
It's a few years since this happened to me, when it did I found the co-founder were the only ones who would do bike cover on house insurance for anything less than a silly insult
Thanks, is that an autocorrect for co-op?
Doh! Yep, sorry, new phone has override autocorrect. Co - op. Definitely Co-op
Have you thought about a separate cover for your bikes?
[url= http://www.cycleplan.co.uk/options ]Cycleplan[/url]
Or by going through your bank. I know Santander was cheap for me with home and bike cover
That was gonna be Plan B actually.
Might be more economical to have a limited separate policy for a year or so until I'm past the 5yrs mark.
🙂
Yep. I've had a couple of big claims in the past few years. C £85k for flooding back in 2007 and around £10k for a burglary in 2012 in which my bike got nicked. Was previously paying about £110 a month with direct line who had me over a barrel as no one else would touch me.moved to Bradford and Bingley this April and got it dropped down £35 a month
Cheers, will give them a try too
Forgot to mention that also includes specified bike insurance up to the value of £5k
Mine was quite a bit more. I stayed with RSA. Last year I claimed for my race bike. They haven't thrown me out yet. Premiums are eye watering, but that's what you pay it for!
NFU
We had 2 bikes stolen and claim for £7000 we were with Aviva and our renewal which took into account our claim only went up by about £30 for the year which thought was really good. I think our house cover with unlimited contents and 3500 per bike is just under £400/year.