Bike insurance but ...
 

[Closed] Bike insurance but not as part of home insurance - who to use

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Hi All

I can't use M&S because our house is too old and listed (even for M&S contents only).

Does anyone know of any reasonably priced insurance for bikes only?

ING Direct who do our house insurance limit bikes too £1000 each with a £2500 limit which is not enough.

Cheers

Neil


 
Posted : 20/10/2011 4:28 pm
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We have contents insurance with Halifax that has my 3 bikes on. They're each insured for replacement cost - the broker and I did a double take when I added it all up* - but total premium for contents and bikes is £23/month.

*how exactly say that you have 3 expensive bikes without coming across all uncouth by saying how much they cost 😕


 
Posted : 20/10/2011 5:10 pm
 zeus
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Try http://www.cycleguard.co.uk/

Cheers


 
Posted : 20/10/2011 5:13 pm
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1500
1500
1200

And ING refused to increase the cover!


 
Posted : 20/10/2011 5:29 pm
 LoCo
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ETA, which has various other cover for the rider too inc. euro riding cover.


 
Posted : 20/10/2011 5:52 pm
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I'd keep looking for contents that will cover you, specialist insurance premiums will be about 10% of the value covered per year and they usually have more stringent clauses than general contents cover. Odd that M&S wouldn't do contents only just because it's an old/listed house though


 
Posted : 20/10/2011 6:03 pm
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M&S said yes to contents only for listed buildings and then said no when they discovered it was built in 1670...


 
Posted : 20/10/2011 7:45 pm
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And yes the quotes I've found have been around the 10% of value range


 
Posted : 20/10/2011 7:46 pm
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I use marks and spencer but recieved a call from more than the other day,
was told by the guy on phone that they cover bikes up to 5k so maybe try them?


 
Posted : 20/10/2011 7:48 pm
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I use Barclays - £3k limit per bike. Works of me.


 
Posted : 20/10/2011 7:50 pm
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Try E&L:
https://secure.eandl.co.uk/quickquote/cy.php

Just taken out a rolling monthly policy with them - seems better value than cycleguard.


 
Posted : 20/10/2011 9:17 pm
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Crikey where's your house that was built in 1670?


 
Posted : 20/10/2011 9:32 pm
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Peak District 😀


 
Posted : 20/10/2011 9:47 pm