When I filled out my insurance quote form, it asked me what security I had on the car (immobiliser, tracker, both or neither).
I have an immobiliser, which made my insurance £120 more expensive than having no security at all.
When I queried it with the insurer they said that it’s risk priced because “cars with good security systems often are nice cars which are likely to be targeted by thieves” 🙄
I suggested that the “nice car” bit should be factored in when you select the vehicle you are insuring, and then any security should either reduce or keep the figure the same, not raise it. But apparently that’s not how their “computers work”
My first years insurance was just shy of £2k by the way, so stop whinging 😉 (although I have now reduced it quite a bit by putting my dear old mum down as a named driver)