I got hit twice on the top tube in less than a week having to stop suddenly off road so I DO thing it’s important !
Why do we have to put up with companies ignoring all the rules us mtbers have gotten used to for years ?
Offroad motorcycles have zero standover clearance, though, granted, big padded saddles.
Learn to fall off better.
Suspension adds height to a bike meaning that shorter riders will end up sitting on their top tube, often with their bars higher than their saddle.
Keeping to shorter travel bikes, with say only 4in or 100mm will obviously give more clearance than a 140mm bike.
And be lighter too in many cases.