Morning people,

So I bought something on my credit card, paid it off in full but now I’m expecting a refund back onto the credit card. As the card balance is currently nil, the refund will put it significantly in credit!

Is it possible to transfer the credit aspect to my current account? Would there be a charge for doing this?!

I’m with Halifax for both the card and current account if that helps.

Phone bank and explain. Ive done this in the past with no issue

I’ve done this. Not very often mind. 🙂
Did it to buy something over the card limit once.