Oh and having an alarm fitted doesn’t lower the cost of the policy by the looks of it, as having it taken off the policy made no difference to the price…
it’s utter bollocks to be honest. just been through the process, which took me a good week of stressing to get a 1.8 berlingo with the mrs & her 2 years NCB as the main driver, me & her bro insured. eventually came in at £975 third party fire & theft (car value = £700), but most of the quotes were in the £1600-£1800 region. this is manchester btw so also high risk area.
anyway what i wanted to say & why i highlighted the quote above:
i was fiddling around with job titles, mileage etc like you do & had a quote at £1600. i went back and changed from ‘no alarm’ to ‘thatcham cat 2 alarm/immobiliser’ and the quote came back at £1800. everything else remained the same!!! crazy.
its pot-luck im my eyes. keep at it and you’ll eventually get a quote that you’re happy with (or can just about stomach). it will probably based on the alignment of the stars at that particular moment or something.