Just received dox for new insurance policy (for new car), Direct Line have asked for proof of no claims. I can’t actually provide this as I am a named driver on wife’s ins, also with DL. It was my fault as I now realise I was stating no claims rather than named driver no claims on application. Result is extra £160 charge which is too much – what should I do?

Shop around for new deal on both cars?

Cough up and get on with life?

Something else?

Any advice from similar experiences much appreciated!!

Always shop around – I rearely find Direct Line to be the cheapest.

Privilege have been the cheapest by at least £80-£100 for me the last 3 years compared to using the comparison websites.

Strange though, I think they are underwitten by Direct Line. 😕

thought DL actually allow you to accrue ncd as a named driver?
worth asking the question/doing the research.

Ring them up and speak to them. If you can’t get a deal for having two policies etc you can probably cancel your policy with them due to 14day cooling off period. Then just shop around for a better deal (as you should when the wife’s expires).

There’s an article on moneysavingexpert which tells you which order of comparison sites gives the best coverage of quotes.

Del – Member
thought DL actually allow you to accrue ncd as a named driver?
worth asking the question/doing the research.

They give named drivers NCB if they are insured with Direct Line.

Referring to OP: Funny how people suddenly don’t understand how NCB works until they are asked to prove it?

Thanks all for the advice, will do some shopping then…….

I am a named driver on wife’s ins, also with DL.

umm, maybe i’m being thick, but if he had his own policy and was a named driver, he’d have his own ncd entitlement, wouldn’t he?
if the ‘we give ncd to named drivers’ from DL is dependant on them having their own insurance previously, it wouldn’t be much of a benefit, would it?

i understand ncd is a bit of a con…