nealglover, I would not assume that what we have seen so far are the worst we will see over the next couple of years, normally I would gleefully wind you up, but this is very serious.
I would advice that you review your safety procedures for flooding and also invest a small amount on the right equipment, would it be too big a deal to buy some life preservers or other relevant kit?
I'll certainly take those suggestions under advisement.
When I was a kid, the road that the one I live in now connects with used to flood regularly, and the high street, which has the River Avon at the bottom, also used to flood, to the point that a tractor and trailer used to ferry pedestrians across the flooded river. Then they dredged the river, to a depth of around five meters, compared to a depth that was shallow enough for me to wade into and catch crayfish.
The river hasn't flooded significantly since the early 1960's.
Most of the flooding in recent years, while changes in weather and climate can certainly be held partially responsible, can mostly be blamed largely on more and more land being concreted over, housing estates being built on flood plains, inadequate drainage, ditches being ignored and allowed to fill up with garbage and detritus, all of which leads to one devastating situation for those whose house happens to lie on a flood plain.
It's called that for a very, very good reason!
Coastal erosion along the south coast is as much due to southern England still sinking, while Scotland is still rising, as a result of the retreat of the monster ice sheets from the last ice age, when I would have been able to look North from my house at a sheet of ice a mile high, creaking and groaning in the dark. It stopped around the line of the M4.
What caused its retreat, kaesae? Man made global warming?
Oh, BTW, I wasn't serious about taking notice of the flood risk, I live around 190 feet above sea level, it ain't going to flood up here.