Patriotpro, I have found that quotes are usually about 10% of the value, plus a bit for a foreign trip in my case. £750 was the best I could find!
Not on household as it’s over the single item limit. Anyone ever tried the “they stole a frame, some forks, a rear wheel, a chainset….” way round the single item bit?
Anyway, car insurance is £360, for a 2litre petrol, parked just outside the bike shed (worth about a third as much as the posh bike though)
I can understand exactly why the OP wasn’t insured, sounds like he’s in a much rougher area than me, god knows what his quote would have been.
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I did find a better foreign trip policy this time, took the Snowcard poliy for myself, covers sports equipment up to £3k so it would go someway towards it, plus another £1k for personal belongings (tools, dirtworker, helemts etc etc carried in the van with bike) Cheapest travel insurance with racing cover was £75 so I thought the extra £45 for (part of) the bike was worth it. More worried about crashing the van driving on the wrong side of the road and breaking the bike that way…