Bit of an update on this.
Had a plumber out today who managed to turn off the stopcock and we saw that the water meter is still showing water flow. It seems that the water comes into the house where the outside tap is which still works with the stopcock turned off and the sound of water was quite clear there so must be close. No sign of any water damage though.
Chap from water company is coming back on Thursday to verify this and I rang my insurance company to see where I stand with them – I have £5k ‘Tracing and accessing leaks’ cover and they would send someone out to investigate if I wanted to claim. Claims person kept telling my it’s hard to prove when the leak occurred so they might not want to pay out. I was with them 12 months to end Oct and then again from mid-Dec in between which I was with another company who I left when they put my premium up a lot after I made a claim against the insurers I went back to.
The plumber thought it would be hard to track the leak and suggested best thing is to get builders to dig a trench and put a new pipe in from the water meter to the house – bit of a pain as have a block-work drive in the way. But if the leak is close to where the mains enters the house then might not be too traumatic to locate and fix? If it’s under the floor of the house then that would be a problem I’m sure as have concrete floors and the floor there is a foot or more above the outside.
Any useful experiences on how this might play out?