£15 a month is all very fine except it adds up to £1800 over 10 years!!!
Yeah, that’s how insurance works. They wouldn’t do it if they didn’t receive more money than they paid out!
Funny, I thought insurance worked on economies of scale, i.e. having lots of policy holders with premiums and based on an average of the percentage who might need to claim, cost per claim etc.
£15 is too much and i would not recommend this. I would use a local central heating engineer myself. British Gas are very expensive! I got them to quot my mother for a replacement boiler. They came up with £4.5K for an £800 boiler and a day’s work for two men!?
If there is no life whatsoever, check the main fuse in the spur to which the boiler is attached.
I would class a 3 year old boiler as virtually new, so replacing it would be madness unless it had suffered a catastrophic failure.