Got several cheques in her name from Grand parents and not be able to cash them which banks do accounts for 9yr olds tried the PO but no go!
2K for her to use as she pleases when she is 18 and we need to sort out an account for that anyone out there with advice!
Our kids have always had Nationwide savings accounts - they can be in their names but need parental involvement to withdraw funds (not sure up to what age)
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More seriously, a building society would be my suggestion.
Most of the BS only allow 11+
Have an account at co-op for my boy. He's had it since 2.
[url= http://www.nationwide.co.uk/products/savings/smart/features-and-benefits ]http://www.nationwide.co.uk/products/savings/smart/features-and-benefits[/url]
[i]A Smart account can be opened online* or in branch with as little as £1. A child aged between 7 and 18 can open the account in their sole name, or a parent or guardian can open an account if the child is under 16.[/i]
So either their name only or in all your names.
@postie get the grandparents to rewrite the cheques in your name then open an account for kids using cash. Your choice entirely but say 9 years (till their 18) in a bank and that money will buy less then than it will today in my view (interest rate less than everyday inflation). So I'd say find an ISA or an account where you can do an FTSE index tracking investment. Can kids have premium bond accounts ? If so that might be worth doing too.
Stick it in a Junior S&S ISA.
When she's 18 she'll have enough to retire on!