What home insurance...
 

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[Closed] What home insurance - high value bike

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 Dair
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Topic starter
 

I need new home insurance (building and contents) and ideally I would like this to include my bike (£3k+).

The property is unremarkable, as are the contents. The bike is the only remarkable item!

Any recommendations?


 
Posted : 09/11/2009 1:44 pm
Posts: 476
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M&S, cover any single item to £4k, get premier cover and it's also covered against accidental damage 🙂


 
Posted : 09/11/2009 1:54 pm
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I agree, you can also add on "cover away from home" so if you are staying with a mate or get the bike pinched out of a car - you are also covered.

Good policy. I had 4 bikes stolen in one hit and they paid out - eventually!

Dunc


 
Posted : 09/11/2009 2:00 pm
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Ditto.


 
Posted : 09/11/2009 2:01 pm
 Dair
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Topic starter
 

Thanks Guys.

Can I just confirm - does the £4k "single item" cover definitely cover bikes? I have looked at a number of other policies, which specifically [b]exclude[/b] bikes from their single item cover.

Thanks


 
Posted : 09/11/2009 3:55 pm
Posts: 3845
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Yep covers multiple single bikes up to £4K no exceptions except jewelery. I've lots of expensive road / MTB bikes 🙂


 
Posted : 09/11/2009 4:10 pm
Posts: 10340
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Every year when I get a new policy document, I ring them up to triple-check that my bikes are covered. They are. The staff also know that it's fairly unique among insurers too.
(they recently changed to AXA (I think) and I rang up again - just to be sure 🙂

They only thing I've claimed for so far was a pair of glasses (accidental damage) and it all went very smoothly.


 
Posted : 09/11/2009 4:39 pm
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Yup, M&S again.

Sent me a shiney new MacBook Pro in less than a week and as it was my first claim it didn't affect my NCB


 
Posted : 09/11/2009 5:00 pm