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Was it unexpected though?
Yes, very much so.............
I didn't expect our last dog to break his leg, run into a thorn bush and stick a stick through his eyeball, or get run over. All of those cost a lot. All of them were paid for by Tesco Value Dog Insurance without quibble, right up to the limit cost of £3k each condition. Medicine is expensive. Mind you, insurance got expensive when he got older, too.
Each time the vet has asked about insurance and given a guesstimate of cost based on what they are about to do. Not having insurance would have changed what we agree for them to do, to a certain extent.
When does the cost of the OP’s bill get published??
we're expecting it any time soon
It was £500+ Vat.
It was his brother-in-laws dog.
£850 it cost for him but by having a conversion it wasn’t a shock.
CofE to RC?
The vet/mechanic comparison is a good one. Some folk are very particular about wanting to approve any costs but many will say "just fix it". As a mechanic you then have to make a judgement about expectations, and it's possible to get that wrong.
We also self insure, have done for the last thirty years and also used the same vets. Fin has gone in this morning for an operation that was picked up on her annual check up a couple of weeks ago. We were given an itemised list of everything they would be charging for but to be honest if they had just given us a figure it would have been fine.
Bill for our cats check-up was nothing!! Vet said it was a pleasure to see him 😮
Currently we have spent around £2k with the vet this year since January. One drug is £120 a month (we are on the second month), the other two are £150 for 3 months for the rest of his (shortened) life. The regular ultra-sound scans and check-up appointments add £300 and £80 to the bill respectively. He's covered to £4k a year and I expect next years premium will be delivered without lube unless he dies before renewal time.
It's for ongoing treatment of Dilated Cardiomyopathy and he's worth every penny that we spend.
two tiered pricing structure to help out people without insurance
That's one way to spin it i suppose.
two tiered pricing structure to help out people without insurance
That’s one way to spin it i suppose.
The other way to spin it is that when the customer says it's on the insurance the bill goes up, similar to car body repairers, the the insurance companies are milked and the cost is passed on via the premiums.
£1500.
Last time we had to take our cat to the emergency vet, we were told if we'd left it another two to four hours it would have been lights oot.
Blocked ureter.
TFF pet insurance...
We were warned the older cat could cost a grand for an unexpected overnight. Took her in with a bad chest, no, needs to go to hospital now, might be over a grand if chest needs draining. Fortunately the hospital took the excess and sorted rest with insurance. Nearly £500, back home next day after oxygen and anti-biotics.
The rescue cost us a grand over a few months, after blood tests, etc, etc. Cat flu and gingivitis that the charity didn't pick up on. Ah well. 3 of the 4 are covered by insurance, and Mr Rescue has a health plan instead.
Our vet dropped the cost of the rescue cats treatment as he had cost loads already. The big cost was all his teeth out, and she said if there was any further issues these were free. It fixed him and he is a very healthy 4kg ginger ninja now.
I've just got back from the vets with our 10 year old cat that needed a dental clean and check over total so far £260, "we found some bone thinning and some pus in part of the jaw, we can send it off for analysis for £170", no we'll see if the antibiotics work first.
Same cat a few years ago cost best part of £3K for removing a polyp for her ear, an old school vet would have just removed it but the pet hospital had to do loads of investigations and discuss advanced surgical methods. She even had a cat scan that cost £1200, my cat scan on Bupa only got billed at £800. In the end the vet decided to just remove it with the old school method!
Just picked Fin up and the bill was exactly what we had been told.
She is now feeling sorry for her self and contemplating the scrambled egg.
She also has a cool pink plaster over where the needle was in her leg, I wonder if the boys get blue ones 🤔
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So? Has the OP forgotten he posted this? Or realised that it actually wasn't that expensive?
We have insurance for 2 spaniels that's about 15/month each. Never claimed for the 7yr old but the 2yr old has been in twice with cuts, one of them on her rear knee that just split open and needed a lot of stitches to hold it back together. She's obviously a lot more adventurous/careless then her sister!
I think they've realised training, setting up, running and staffing a vets is not surprisingly expensive and that you can actually ask for the costs before or during treatment.
We have insurance for 2 spaniels that’s about 15/month each. Never claimed for the 7yr old but the 2yr old has been in twice
I'd say in this case it was worth the insurance rather than self insuring as the 7 year old has cost you £1,260 so far. This saving would probably be wiped out and then some for an overnight stay plus a few tests etc. from figures quoted in above posts. Saying that we self insure our cat. Perhaps I need to rethink our strategy.
Totally forgot about this thread, cost more than 800 quids. not cheap.
Non pet owner here, but if we ever get a moggy I would buy insurance.
What I do know is that some vets in the past have benefited from insurance companies paying out things like 100% of the cost of MRI scans and suchlike. So much so that some vets bought mobile scanners from the money they charged from the scans.
Make of that what you will.
Totally forgot about this thread, cost more than 800 quids. not cheap.
Sounds cheap for x-rays, injections, medication and an overnight stay.
Is this thread actually an elaborate stealth ad for a reasonably priced Vet ?
One of my dad's friends was a vet, and he openly admitted modern vets have a license to print money, mostly due to owners with more money than sense. He's been dead for a good few years now, and things have certainly not got any cheaper.
My sister's black lab ended up needing emergency treatment one night after he split his leg open, and after phoning the emergency number on the forms they had, which they assumed was for their regular vet, they were told to got to a different vet. The total bill was over £600, just for a few stitches and a bandage.
It turned out the number was for the insurance provider, and the regular vet said they would have charged under half for what was done.