Tell me if this scenario makes any more sense to you than it does to me.
You want to borrow £100 from me, and pay me back a tenner a week. I'll charge you £10 for the lend, so that's eleven weeks of ten pounds a week repayments.
We both know that you're going to be a bit skint for the first two weeks of repayment, but you've wisely already saved £20 to cover the two repayments in that period. However, I'm unsettled by that initial two week period of skintness, so I want the £20 upfront.
The thing is, I also want you to pay me the £10 per week in those first two weeks, despite knowing that you can no longer do this because I've taken your £20 savings off you. I'll give your £20 back in week three, as long as I get my £10 per week in the first two weeks. You'll then keep paying £10 per week until the £110 is paid back.
By the way, if you miss a payment, I take my £100 back, boot you really hard in the nuts and no-one will ever lend you money again.
Seems well thought-out, right? My mortgage lender seems to think so 😕
Umm
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42.
Wow that's a cheap house - I could probably buy that for cash.
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Not quite seeing the logic here...
Yeah, why use some odd story of borrowing money from a friend when you could have just told us it was about your mortgage?
Either that or be funny about it or get DeAD RANTY and SwaerY!!!
2/10
You had me lost at £100
Did you use Paypal gift?
You are Billy Bleach and I claim my £10
Pay what?
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Have you ever considered a career in False Analogy?