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£100 for me, making £1,300 in the last twelve months, above the expected returns so I'm happy, and nowhere near maxed out either.
2x £25 and 2x £100
£175 this month, average return of 3.9% over 12 months. Not great, not terrible.
£25 this month on £7.5k, better than nothing.
£50 for me this month, they must have known that I was going to move them out soon.
**** all again, I think I might move my fairly small amount to an ISA and save myself the monthly disappointment of checking the result.
Zero in 40-mumble years... :-). But it's only something like £50 in there.
Just another measly £100. Hardly worth bothering.
(Sorry it's my poor attempt at a STW style humble brag).
Edit: Actually looks quite paltry compared to some of the winnings!
I managed 3 months last year zero wins, max holding. Cut my losses, fixed at 6%, now back in and having a good run. Another 3 months of no wins I m out.
£50 ...not bad
Zero. Second month in a row on 6k
Nothing for me, not had a win since July
Mrs Dubs got £1025!
£250 this month, which was nice. Only my second or third win in 2 years. A long way to go before I catch up with my sister though - she nabbed one of the £25k prizes at the beginning of the year.
FA again. Withdrawing all .
Not a bean in my first draw this month.. Maximum amount too..
£225 this month, puts us back up to ~£17k, need some good return as its all coming out in 8 months to pay for the attic so need some better winnings. Last 12 months, we're on a 9% return .
we’re on a 9% return .
That's way better than you should normally expect, especially as you don't have the maximum steak held... statisticlly speaking you could get nothing for the next 12 months and you still be better than average.
https://www.moneysavingexpert.com/banking/savings/premium-bonds/
Last 12 months my return is less than 3% which is close to the modal average that Martin Lewis talks about. I have started taking some out to put it to better use.
That’s way better than you should normally expect, especially as you don’t have the maximum steak held… statisticlly speaking you could get nothing for the next 12 months and you still be better than average.
Yeah its great, the only time we haven't won recently is when I've taken money out to pay for stuff. I feel its totally linked and not just in my head at all....as soon as I start putting money in again I start winning...all totally in my head I know. But its all I've got.
Yeah its great, the only time we haven’t won recently is when I’ve taken money out to pay for stuff. I feel its totally linked and not just in my head at all….as soon as I start putting money in again I start winning…all totally in my head I know. But its all I’ve got.
Well, a cash ISA over 12 months will give you about 4.8% guaranteed...
If youv'e made 9% on premium bonds in the last 12 months, then you have been very lucky, and beaten the odds!
It doesn't meant you'll do so well in the next 12 months if you do the maths though.
£25 on 20k. we are about 3% return. pretty bad
£25 on 20k. we are about 3% return. pretty bad
Is that over 12 months though? or a one off win? it's still pretty bad, your money is beter off in a cash ISA, unless you have already maxxed out your ISA allowance for the year.
rolling 12 months, its our only easy access savings - in case of emergency. Wife is resistant on moving as I've said for some time we appear to be one of the 'losers' in terms of return. The possibilty a big win like lots on hear mention means she is hesitating to cash out and move to a better guaranteed return
Ha ha I just got 350 quid! I'm stunned, there's hardly anything in there. Ive only ever got 25 before.
I only set an account up when I moved house and wanted to park some cash for a couple of months it's basically empty now but I use it as an emergency fund. There's far better options for saving, unless you've maxed everything out. I should be so lucky
£50 on 10K. As I've had nothing for several months the average is still well down on what I'd get from my ordinary bank account. I live in hope.
Yep, I have just £10K in at the moment and haven't had anything for 4 months so worse than bank account at £40 a month but then I can't suddenly get £100K from my bank account (dreamers stance)
Me £100
Mrs Zip £25
Mrs zips mum £0
So £125 on £150000. Not brilliant is it?
£200 on 14k.
I was determined to pull it out after 3 dry months but only laziness has stopped me.
Maybe this month.
**** me!! 2 x £100, 1 x £50
Missed it as abroad but £50. Not a great return on a full pot.
£100 for me and £125 for SO - both with full pots
I've picked up £350, and MrsLawman £100 this month. Happy enough with that, its a steady drip-drip each month between us.
£100.
First win in several months on a half-pot,
£300.
£150 here.
£75 Got a night out tonight with Glasgrav folk, which is now effectively FOC. Splendid.
Nowt (again!)
£100 here. 1st win for 8 or 9 months on £10k.
I have never had good news from Ernie until the day after all you lot who have won today.
So I get an extra 24hrs of hope!
And then there's the time between the email and checking the account when you just dream big. And then the crushing £25 news.
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You can be disappointed earlier
£175 for me
£25 for my wife
Early retirement remains a dream
2 * £100 for me. I have already asked for a big chunk to be withdrawn so I can earn some interest for the next few months whilst rates are ok.