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Got a Toyota Hiace for £900 cash, never goes wrong bulletproof, also a Celica off ebay £1600 also bulletproof.
Avoid anything German and life is so much simpler.
My motoring sweet spot is 3 years old and with as low a mileage as possible in an unpopular colour as long as it isn't blue. Blue is unlucky.
There are a plethora of ex lease cars in this range so you can shop around and find one what you like.
I've had two ex- Motability cars which have been ideal.
you're doing yourself down there Kryton - don't forget you could sell that Kuga and get £6,000ish for it. So it's more like 170 a month IMO
don’t forget you could sell that Kuga and get £6,000ish for it. So it’s more like 170 a month IMO
Or something could go bang and leave a £1k bill tomorrow and leave him with another cost and a reduced asset value.
Jesus mike you need to go back to tazzie i swear you were never this much of a victor grump when you were there.
His leg could also fall off tomorrow 😉
Or something could go bang and leave a £1k bill tomorrow and leave him with another cost and a reduced asset value.
True. And we all die alone
Sorry just doing a load of numbers for options at the moment!! As much as optimistic budgets make us all smile....
you’re doing yourself down there Kryton – don’t forget you could sell that Kuga and get £6,000ish for it. So it’s more like 170 a month IMO
Another way of looking at its value, is that its been through 2 young kids, a myriad of North London car parks and sits on all season tyres with Haldex 4WD if needed, so a little scratched lets call kit well used. For where I live its a good alternative for infrequent slippery weather conditions and a good candidate for a journey in/out of a mid-forest Gorrick car park aka its intrinsic value is in the job it does.
Hence its part of my buying criteria - in my case could be better off buying something nice for Mrs K (as much as she says she's happy with the Kuga, I know she'd like a new car) and the family, and I could trot around the M/Ways and bike races of the UK making the most of the Kuga (and clearing the DPF as a consequence), it even has a tow bar / bike trailer. However even my dwindling materialism finds that hard to accept....
So personally I'm back to virtual bangernomics for work, shiny for home. Except that I have a "suitable for your employment position" clause in my car allowance, which being in Sales of course only means one thing... 😉
of course only means one thing...
Sorry I got side tracked, which means paying £12 a month to clean the shiny car park vehicle and keeping the Kuga for the rougher stuff! 😀
I buy mine from savings generally
But both bikes and cars are luxuries for me. I can cycle to work on a £50 shonker if I need to.
But, if I needed them to earn more money then the mathematics changes
C2W for 2 bikes, other 2 bikes and car all bought cash. Don't like leases and loans, I like to save up and spend cash. Not better or worse, just the way I like it. I like knowing I own what we have (except for the house)
Cash savings generally. Did it with my car, ~£5.5k. I did intend to get a car finance loan, stick the cash in an account with a direct debit set up for the payments and forget about it. Figured it would have been better to have the cash as a last ditch emergency fund and the interest rates on a loan that size are so low it was worth it purely for the improvement to my as yet practically nonexistent credit history. Ended up handing over a wad of cash straight out of my bank as I didn’t have enough time to organise it. If I come to change the car this will be the plan though. For what it’s worth my cars value looks to be about to start increasing so it suits my situation well.
Cash these days, gone are the a reckless days of my youth taking full advantage (or taking the piss) of credit on offer to me.
I like to modify cars to some extent, and bikes too, so a PCP/Lease just isn't for me. Cash is king.