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buy to let stamp du...
 

[Closed] buy to let stamp duty

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My mum and sister both own a 50% share in a buy to let. Sister wants to sell, and mum wants to buy her out. Will mum just have to pay stamp duty on 50% of the value of the house, or on 100% of the value?

Secondly, mum is well into her 70s. Will she have trouble getting a buy to let mortgage? Assume that all the financial are in her favour, just her age potentially against her.


 
Posted : 06/02/2017 9:28 pm
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Sorry i dont know about stamp duty between family transfers but i think between husband and wife transfers are stamp duty free, or they were a few years ago.

Just be aware a disposal of your sisters share is taxable via cgt, theres an 11k allowance and you can offset purchase and sale costs, plus any other
capital costs.


 
Posted : 06/02/2017 10:27 pm
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Have you Googled it?
Can I suggest you do?


 
Posted : 06/02/2017 10:32 pm
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Edit, just looked at .gov site sdlt is due on transfers between husband and wife, taxed on the value of transaction not the total.


 
Posted : 06/02/2017 10:33 pm
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As above paid on 50% value, remember the second home/btl 3% too.


 
Posted : 06/02/2017 11:50 pm