Boring van insuranc...
 

[Closed] Boring van insurance question

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I know the obvious answer is to get a quote (on a van I don't yet own), but generally speaking how much more is a van to insure than a car...specially one that's going to be slept in occasionally? You get asked if a car has been modified in any way which is generally a 'no' but a van will generally be a 'yes' which I'm guessing is reflected in the premiums...


 
Posted : 20/11/2016 3:32 pm
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Mine is less than the car 6month T6 vs 3year old passat.

It depends on modifications. If it's just ply for a bed and storage then it can be removed so should be OK on insurance if it's electrical, body work, or fitting gas etc then inform insurance.


 
Posted : 20/11/2016 3:36 pm
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My T5 with diy kombi conversion, carpeting, alloys, spoiler, etc is the cheapest vehicle I've ever insured. £180 fully comp with Aviva. I tried so called van specialists who either charged the earth or took forever to get back with a unimpressive quote. Aviva use a live chat so no waiting in a phone queue and they aren't fazed by additions.


 
Posted : 20/11/2016 3:36 pm
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I like those answers - thanks 😉
It will be ply lining, carpeting, maybe a roll & roll bed inside.
Not converting to be a full-on camper with cooker/water etc.
It might (hopefully) be a T5 but [i]could[/i] end up being a Vivaro/Trafic which I guess would be cheaper to insure than a T5.


 
Posted : 20/11/2016 3:44 pm
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£380 fully comp to insure my t5 with Adrian flux (kombi conversion & a remap).
Must remember to call aviva at renewal time 🙂


 
Posted : 20/11/2016 3:50 pm
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My Vito was marginally less to insure than my audi a6. Churchill seemed totally ok with insuring a van as a family vehicle


 
Posted : 20/11/2016 3:56 pm
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Brentacre are good for van insurance


 
Posted : 20/11/2016 3:59 pm
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As a slight thread hijack, who would anyone recommend for commercial van insurance?
Caddy type thing rather than T5?


 
Posted : 20/11/2016 4:13 pm
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as a bench mark my traffic/ experts usually cost 375 fully comp for business use thats with a zillion years no claims and 53 years old driver on the drive every night limited to <10k every year.. named driver only.. sadly the rochdale postcode does us no favours at all ( ol15 the most expensive place to insure a taxi in the uk)


 
Posted : 20/11/2016 4:47 pm
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I'm with Brentacre and they understand the desire to have a van for sporting or camping use which some companies can't get their head around.

I can do anything I want with mine without telling them as long as I don't increase the power. Obviously when I buy the turbo and remap that I want they'll still insure it but probably increase the price a bit.


 
Posted : 20/11/2016 6:56 pm
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T5 kombi conversion with remap and bits - about the same as a hot hatch. (Sub £500)


 
Posted : 20/11/2016 7:26 pm
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Obviously when I buy the turbo and remap that I want they'll still insure it but probably increase the price a bit.

Brentacre told me there'd be no price increase if I got mine remapped - just an admin fee for updating the documents.


 
Posted : 20/11/2016 7:39 pm
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Wayne - this is the place I was on about! http://motormonkeycommercials.co.uk/


 
Posted : 20/11/2016 7:45 pm
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Brentacre told me there'd be no price increase if I got mine remapped - just an admin fee for updating the documents.

🙂 Excellent news! 460 torques here we come!

It's definitely getting done but I need quite a lot of other stuff at the same time.


 
Posted : 20/11/2016 7:55 pm
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I just went with the pick of the bunch of usual suspects, added work miles but no racking I think used to be the option along with not sign written.

Bed etc was nothing more than a frame really.
Insurance was about the same as a car


 
Posted : 21/11/2016 3:29 am
 Del
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i run a pug expert. social and business use, just over 300 quid. cost less to insure than my old seat leon 1.9 tdi ( which was as dull as ditchwater ).
directline.


 
Posted : 21/11/2016 8:50 am
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On-street parking at your place of residence seems to be the biggest price impact at the moment. When I got this years quote through, I picked up that they had listed me as private drive. I corrected the error and the policy went up by £200. (I live in a city and according to the insurance company thefts from all vehicles are higher in the area when on street parking)


 
Posted : 21/11/2016 9:02 am