[Closed] What would you do with 84K?

Probably wouldn't be hanging around the UK for much longer..

I would be having a damn good holiday as well

Buy a cheap an cheerful place in Southern Spain and ride my bike a helluva lot.

Probably put £20k to one side for a car/motorbike/house improvements and heave the rest of it against the mortgage.

Put a lot of it in the bank, before toddling off to buy panda pops and a bag of peanut M&Ms.

I'd treat the missus to a new car, treat the stepsons to a new wardrobe and would pay for MiL to bugger off for a few hours and leave me in peace.

I'd buy a Ferrari 348 TB in blue with tan interior. Eighties metal like this is about to have its day, and cost surprisingly little to run if you are handy with the spanners. Sell when you are bored for zero loss.

Put the rest into the mortgage / house, maybe take some unpaid extended leave and travel for a few months.

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Take it off the mortgage. The rest can wait, and if like us that would deal with a large proportion of the mortgage then you wouldn't have to wait long.

Stick it all bar £10k onto the mortgage and live a better lifestyle due to the lower monthly repayments.

Pay off the mortgage first, then if I had kids, I'd put it away for their education. That to me would be more important than a new kitchen or car... knowing if they wanted to do Law/medicine/engineering/whatever, the money was there already to fund it.

we have a 10% rule in our house. Due to "spikey" income, we often get lumps of revenue arriving, with arid patches in between.

When it does arrive we're allowed to spunk 10% on stuff we want, with no guilt and no need to justify. The rest goes into mortgage/savings/pension pot etc.

Blur TRc, Transition TR250, Mortgage.

As above, basically pay off as much of the mortgage as I could do without getting shafted for the overpayment and use a bit for something nice for the wife. Maybe a week away somewhere nice in summer where she can sunbathe and I can scuba dive.

Oh, and get the path in the garden re-done so it doesn't go round the side of the lawn. And get a pagoda-style thing fitted to the house over the patio for the grape vine.

I think the OP's got it about right.

If it's replacing stuff that's tired and will need doign in the next few years better to use cash he has now than borrow it later.

Most people 'budget' for current mortgage in any case whereas loan for kitchen/windows/bathroom would be a hefty monthly bill?

put it all on Soldier Boy, 2:15 at Aintree, on the nose

Hookers and blow

I'd wake up in sleazy motel in Reno with a cocktail waitress wife, the mob after me and missing a kidney.

Either that or pay it off the mortgage

mortgage.. as soon as that is finished your whole life changes for the better..

Nothing, pay off a bit of mortgage

Kitchens ****ed, windaz are ****ed, bathrooms ****ed. We hope we can retire & downsize in 4 yrs time so all those should still be in pretty good nick when It's time to sell. No doubt house prices will plummet cos thats just our luck.
Did the garden last year!

Pay off the mortgage, sell the house, move somewhere hot with decent riding and probably still have lots of cash left over.

Pay off against mortgage and use what you used to pay to fund all the hoose improvements.

Double win.

Simple, pay a huge chunk off the mortgage! Any IFA would tell you that.

Had no it was so rock n roll here 😯

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Use £25k of it to buy and repair the outbuildings that are next to our house in Greece and use the rest of it to enable us to spend a lot more time out there than the three months that we manage at the minute.
We don't have any mortgage or loans to pay off, so having a better life seems the best option.

Well heres what I did with it trying to make it work in the best way

About 40% of it on loft conversion, this added more value to the house than it cost.
About 10% of it on a (secondhand) car, but the car actually is financed with 0% credit via Tesco credit card, so I get that 10% back for a bit. But I have to be able to pay for it outright is the rule.
50% offsetting the mortgage

beer and women

the rest I'd waste

New campervan & plan long weekend trips round UK & Europe for the next 20 years.

Mel B + tin bath + cocaine

or, pay off the mortgage and buy myself a reasonable second hand estate car, probably a SAAB... nowt too flash.

Mortgage.

Month off.

re-shuffle/update bike collection

KTM 950SM

Second-hand sports car for fettling.

Set it aside for private secondary (well, 13-18) education for my kids and pay anything left into a decent holiday and then the mortgage. Would consider a new frame maybe but nothing silly.

Kitchens ****ed, windaz are ****ed, bathrooms ****ed. We hope we can retire & downsize in 4 yrs time so all those should still be in pretty good nick when It's time to sell.

Fine, only put B&Q or Wickes basic range in, you won't recoup anything for getting top-end stuff installed

Depends what your LTV is, but if you are selling up in 4 yrs or so I would fix your rate for 5yrs at the current low rates (although rising) and use some of the money as the deposit on BTL.

I'd just sit there, looking at it.

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Stick it in current account, then print out a statement of my account balance.....

Then:

money towards wedding, including decent honeymoon
money towards sorting out house (kitchen, perhaps windows/doors & general decorating)
money towards paying the mortgage off.

Bit boring, really.

I would say the 10% idea is a good one - spend the rest of it on being sensible but at least use 10%of it to have a good time now

Not entirely sure but it would include a bit of land locally on which to build a permanent traditionally constructed Yurtio or two..

and a very well appointed bespoke house truck filled with elegant touches of artisan craftsmanship..

oooooooh.. and one of the new 853 prince alberts

Pay off the mortgage, sell the house and buy a cottage in the country. Leave my job and get a job doing something I love working less hours and not noticing the drop in pay.

Get rid of your debts, mortgage or maybe start your own business?

Then use profits to pay for mortgage etc.

windaz are ****ed

In which case spend some of it on a Mac.

Buy a house and probably take a nice holiday!

Cocaine & high class hookers