I've looked at a number of insurers and prices all seem pretty reasonable - in the options I've been adding in the winter sports. Who can recommend a good insurer that will cover mountain biking, including helicopter extraction etc with no quibble? It would be handy if I could get my bike covered as well as I've seen on a few of them that the maximum per single article is £200.
Think I am going to go with snowcard - you can specify downhill mountain biking, and competitive events (for the Mega). Think it's about £40 though.
The others ~I've looked at are all around £5-10 - which sounds good until it comes time to make a claim.I like the idea of specifying downhill MTB - will check them out.
Cheers
dogtag or snowcard are the usual suspects
http://www.direct-travel.co.uk/ are cheaper & appear to offer similar cover but who knows?
Looks like the maximum claim for bikes is £500 with snowcard, but my bike is insured with cycleguard anyway.
None of them AFAIK have a very high single item claim limit
Danny, will you be submitting your previous footage as part of any insurance application ?
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My error now seems clear, I was a little too tentative, much more speed is required!!! Promised Nicola that I wouldn't be doimng anything daft this year........... 🙄
By not doing anything daft you obviously meant making sure you pull up enough when you go off the hut drop again. 😛
Most insurers don't regard mountain biking* as a dangerous sport, so despite the rad marketing Snowcard are no better (or worse) than most, but you're paying a premium for it.
*unless you're racing, even downhill in the Alps doesn't bother them...and I phoned a lot when I went out there frequently
Ok can you recommend one then please nickc? If they don't regard it as a dangerous sport, do they still cover you for helicopter rescue off a mountain?