Been thinking recently about how we'd. cope if was injured on the bike and couldn't work as would only get statutory sick pay. Anybody had any dealings with total sports insurance? Keep seeing a certain Mr Peat endorsing them on various social media and was thinking of giving them a ring
These guys? http://www.totallysportsinsurance.co.uk/
Given it's ring up to discuss and tailored to individual, I bet it's not cheap.
Being self employed though it's an interesting area, though awkward with me as time off work you have to prove you may have had £xxxx income in that time which is purely a guess and they might debate it. Last time I had extended time off due to injury I just covered it myself through my company, but if it was more serious then perhaps I should have some better cover. I do have life insurances of sorts that will cover some income, mortgagee etc, though they won't pay much.