[Closed] RTA claim advice/experience

"Will the cosmetic damage to my car heal itself via a natural regenerative process called healing ?
I dont think the logic does extend to this and I assume no one does really."

I think it does, people are sometimes very hypocritical on the subject of insurance claims. They will have no hesitation to claim if they are affected but suggest to others that they should not.

Someone has been put out of action for a period, will be very sore for a few weeks and will have some of his summer riding trashed. In addition there is the hassle and expense involved in hospital visits and damaged gear. Compensation should be paid for that.

Personally I would prefer someone to scratch my car than break my collar bone.

Well that's probably had everyone pushing the 'off' button 😀 No offence intended Margin, but two lawyers talking shop!

Junkyard - you did say the OP should not claim. Here:

"have you seen the why are my insurance premiums so high ...this is why.
Sorry you are hurt etc but stuff happens get money for your losses such as bike, events etc you will heal be thankful for that. You are asking us all to have a whip round for your injuries via our premiums"

As for your colleague, what you describe is, if true, both insurance fraud and a crime. If you feel agrieved by it do something. Contact the insurer if you know who it is.

Drac - if I misunderstood you I apologise, but the tone of your comments about milking it seemed pretty clear. Why only 'maybe' the collar bone? Why no more? What if the OP is signed off work and loses pay? What if he has to take taxis because he doesn't/cannot drive and can't cycle? Those are all things he is entitled to claim by law.

Anyway, I have said enough. I want to ride this weekend and I have shed loads to do.

None taken - wanna swap for 6 months LOL

i object to the "screwing" the system aspect of this

Which "screwing" the system aspect of it? ISTM you introduced the idea to the thread, when everybody before had just been advising the OP about the best way to claim legitimate damages. You seem to be suggesting he shouldn't claim for his injuries at all as if they are somehow unimportant. Though you seem to have forgotten your own opening gambit - here's a reminder:

have you seen the why are my insurance premiums so high ...this is why.
Sorry you are hurt etc but stuff happens get money for your losses such as bike, events etc you will heal be thankful for that. You are asking us all to have a whip round for your injuries via our premiums

The OP isn't planning on claiming for imagined psychological damages, so what exactly is your relating of your colleague doing so adding to this thread? In fact what have any of your posts added to this thread?

Thanks but no thanks Margin. I gave up claimant work many years ago.

Jeez,the squablin seagulls of the forum are enough to make you want to break the other collarbone.Steering clear of stw when you are in this physical and mental state could be the best thing you could be doing.Hope it works out well.

In fact what have any of your posts added to this thread?

distortion and confusion mainly it appears [partly my fault]

I stated once I did not express my views well[ the one you have rehashed and it does appear that I am saying his injured collarbone should not be claimed for ]. Should i do it again or would you like to ignore all the subsequent posts and focus on the first one?

OP i think you are justified in caiming you are injured but trying to screw them is my only issue - I may have not articulated this very well so sorry if it appears as if I think you are scammming etc.

Which "screwing" the system aspect of it? ISTM you introduced the idea to the thread,

Yes well spotted Here is the the OP's first post

Not really being the litigious type I hadn't thought of [b]screwing the driver for everything he's got [/b]and even felt a bit sorry for him as it must be an unnerving experience plowing into someone During a phone conversation with a friend who was insisting I get everything I can for it and me comparing the blame culture in our society to MPs expenses in a broken system my friend pointed out that if the guy had merely clipped me/come close to hitting me I'd have gone apeshit at him and my relaxed attitude was due to me being thankful I was alive/not crippled.

He was right!!

yes it was me I apologise again 🙄
I may not have been alone in articulating my point poorly.

*bakes Rob a cake*

Junkyard, wanna borrow a bigger spade? 😛

Aaahh! Cheers LGB.

Never had an eggless cake before - is nice - yom-yom!