Public liability in...
 

[Closed] Public liability insurance, MTB V BMX, can there be any legal differentiation?

Posts: 1661
Free Member
Topic starter
 

As the title really.

There must be some lurkers that have gone through the whole legitimising a spot and going through the whole insurance thing.

Can there legally be any legal distinction between a BMX or MTB? Surely as far as legal wording goes, the language would be "bicycle" or something, not "BMX" or "MTB"?


 
Posted : 16/06/2013 5:24 pm
Posts: 9951
Full Member
 

Well my ignorance will serve as a bump

But my hunch is...

BMX and MTB are subsets of cycling. They are also both off road riding

BMX is not a subset of mountain biking.

The 2 disciplines are pretty well separated. For example they are different Olympic sports

Did you have particular situation in mind


 
Posted : 16/06/2013 8:43 pm
Posts: 0
Full Member
 

Depends as well what spot you are looking at.

A BMX track is a somewhat different risk to a trail through a forest. More chance of stray pedestrians, dogs, cats etc in a forest and therefore higher risk.

BMX track is purpose made, generally enclosed, easier to spot a body in a tangled heap on the floor etc.

As per above - do you have a specific scenario in mind?

Cheers

Danny B


 
Posted : 16/06/2013 8:47 pm
Posts: 6357
Free Member
 

An insurer may well call BMX competitive as if you are not racing its just messing about on bikes. Just a thought.
Couldn't you call it off road cycling?


 
Posted : 16/06/2013 8:59 pm
Posts: 1661
Free Member
Topic starter
 

It was just an experience that left me with a bad taste that prompted the question.

Turned up at a "dirt jump" spot with my 26" jump bike and bmx. Was told there was no way im riing my dirt jump bike, but bmx is fine. I contested lightly, i have lots of respect for people respinsible for building and working for legitimate spots, so didnt want to prod any harder. I got what i believed to be a bs response that insurace covered bmx but not mtb, which i didnt really swallow. I thought it odd that it could be possible.


 
Posted : 16/06/2013 9:16 pm