hi everyone, I’m after some advise on bike insurance/home insurance. I own a 2012 nukeproof mega that I’ve had since 2013 and just recently moved to a house with no garage or shed. I have never had any worry of the bike being stolen until a few weeks ago I was followed home while out for a ride with my two boys, i thought it may have been a coincidence that the bloke was going the same way as me but then I see him at my local shop hood up and again he followed me virtually all the way home. My bike along with my two boys bikes are chained up to a waste pipe ( concrete) in the back garden as I can’t keep them anywhere else. Could anyone recommend a company that would cover me for any loss or damage caused if they go missing? I have fitted a bolt lock to my gate and a security light but my landlord said no to a shed being erected in the garden. My bike probably isn’t worth much anymore but I could never replace it. Any help would be great
thanks luke
My bike along with my two boys are chained up to a waste pipe
I would fix this before worrying about your bike.
I literally have nothing else to secure them to apart from a fence 😔 my landlord is a d**k.
Bike thieves have been known to cut through the frame to get to the parts.
Can you get one of those Asgard steel bike boxes?
I will have a search on the net for one. Most insurance companies want them in a locked building
One of these in the wall/ground and some motherflipping massive locks?
http://www.oxfordproducts.com/motorcycle/brands/oxford/security/anchors/oxford_anchor_force/
Welcome, by the way! You'll like it here, as long as you steer clear of politics, in flight footwear and cephalopods.
Thank you! I have never been one for forums. I have just purchased a policy with Swinton and added my bike to it. I am going to order a nice wall anchor and new chain from crc that’s approved.
cephalopods - he squids you not.
Many premium household insurance products will offer cover for your bike up to around £1000 unspecified but they won't be the cheap options.
A ground or wall anchor and decent cable/chain should be your first line of defence though.
My bike along with my two boys are chained up to a waste pipe
I would fix this before worrying about your bike.
🙂 🙂
do not use a cable. all easily cut
Use a lock/ chain that is at least 16 mm solid case hardened steel. that makes it bolt cropper proof. I use a kryptonite m18. Use more than one lock
Most companies won't touch bikes locked outside unless they are really cheap and not worth claiming for. But hopefully the 2 boys make a noise when the locks are cut.
*advice - present tense
*advised - past tense
Sorry 😊 good luck with your bikes 👍 and welcome.
*advice – present tense
*advised – past tense
Oh dear.
advice = noun
advise = verb
As in, "I advise you (verb, present tense) to heed my advice (noun) and be more careful with your grammatical pedantry."