Community

Forum menu
Cycle to work - Con...
 

[Closed] Cycle to work - Concurrent years question

Posts: 4088
Full Member
Topic starter
 

Firstly apologies if this has been done before, I've searched but not found anything.

I've currently got a bike on the C2W scheme at work. I paid to hire this from August 2013 to August 2014 via salary sacrifice. I chose to keep renting it for a further 4 years until it's written off, with no further payments.

I'm now cycling further to work due to a move of premises and fancy a road bike. I've been told via email that I need to "pay-off" the current bike before ordering a new one. This will be just under £200 based on a 21% valuation as per Gov guidelines and the bike being 18 months old.

My question is what logic is there in this? I need to speak to the guy who runs it to see what his take on it is but I can't see anything on the Gov guidance that covers the scenario. The only thing I can think is that I have an agreement to hire a £950 bike but that doesn't expire for 4 years. If I get another bike that would result in me hiring two bikes with a combined value greater than the notional £1000 consumer credit limit.

Thanks in advance,
Jeff

edit: This is run by my employer directly and I need to dig out the T&Cs when I get back home. Just looking for general guidance 🙂


 
Posted : 17/03/2015 1:42 pm
Posts: 5938
Free Member
 

I know that the C2W scheme doesn't allow you to be paying for two bikes at once, but there are no rules around having two (or more) bikes when one is in the extended hire period.


 
Posted : 17/03/2015 1:47 pm
Posts: 8527
Free Member
 

I have had a c2w bike every year for the last 4 years on the trot, no such issues.


 
Posted : 17/03/2015 1:48 pm
Posts: 0
Free Member
 

As warton said that is my understanding.


 
Posted : 17/03/2015 1:49 pm
Posts: 6938
Full Member
 

What Warton said. Just picked up my second bike-to-work after entering the extended hire period with the first. Clearly permitted through cyclescheme. Encouraged, even.


 
Posted : 17/03/2015 1:50 pm
Posts: 3394
Full Member
 

"the C2W scheme doesn't allow you to be paying for two bikes at once"
You sure? i though you could have two on the same year, one to get you frome home to the station and one from the station to work, if you wanted.

I've had a few bikes on this but always via cycle scheme.


 
Posted : 17/03/2015 1:54 pm
Posts: 39677
Free Member
 

dificult to justify a concurrent hire scheme when the gov site stipulates

"In this case, 'mainly'
means that more than 50% of use of the cycle and safety equipment must involve a
qualifying journey"

now i dont know about you but i cant ride two at a time nor can i make 100% / 2 equal more than 50% either.

but as always there are shops and employers that will bend the rules and **** it up for everyone else.


 
Posted : 17/03/2015 1:54 pm
Posts: 12281
Full Member
 

Agree with the above regarding concurrent bikes.

Also - your extended rental period is a bit bloody steep! I'm sure I was only paying income tax on the valuation, and that was only for one year.


 
Posted : 17/03/2015 1:58 pm
Posts: 0
Free Member
 

I've just completed my first 12 months rental. Extended it for 3 years for a nominal fee (deposit) and it said i'm free to get another bike and no more money is due. In 3 years time i can return it at my expense but i get my deposit back or keep it.


 
Posted : 17/03/2015 2:04 pm
 john
Posts: 30
Full Member
 

now i dont know about you but i cant ride two at a time nor can i make 100% / 2 equal more than 50% either.
It's 50% of the use of [i]that[/i] bike, not 50% of your uses of [i]any[/i] bike. You could have 10 bikes, each used only once every 2 weeks for a ride to work and back, and 100% of the use of each bike would be for a qualifying journey.


 
Posted : 17/03/2015 2:45 pm
Posts: 8527
Free Member
 

but as always there are shops and employers that will bend the rules and * it up for everyone else.

It's not bending any rules, at least according to Cyclescheme, and ain't *ing it up for anyone either.

C2W has kept a lot of small bike shops going for a few years now. Can't understand why people get annoyed about a wee tax break for normal Joe's cycling, on a cycling website. 🙄


 
Posted : 18/03/2015 1:52 pm