Does it imply it is fit for purpose?
The purpose of the insurance is to protect event organisers from third party claims. Are there event organisers that ended paying a claim out of their own pocket because TLI's insurance failed to protect them?
Of course TLI events could be the luckiest and nothing untoward ever happens….
If any governing body's insurers were regularly paying out I'd expect the premiums would be so high to be uneconomical. Your original point seemed to imply there were claims they should have paid but didn't. Either TLI will have taken the hit for that (unlikely you survive doing that often or will have beefed up their cover) or the claim was perhaps not as well-founded as you suggest.
Making claims isn't as easy as the ambulance chasers make it out to be. You have to prove the organiser was negligent. While risk assessments are a ballsache, they are relatively straight forward, if you get injured during a race, especially a CX race which is intended to have obstacles and difficult terrain, I'm not sure how you show it was due to the organisers negligence.
I think the problems might start when you put "British" in front of any sport. My son dives and sometimes it feels like they're making up the rules as they go along. At British Junior Champs one year there was a huge curtain between the end of the swimming pool and the diving pool. It was a ticketed event, you had to pay about £10pp a day to support your kids and a certain number of seats were cordoned off for the paying spectators. Unfortunately some of these seats had their view obscured by the big curtain. I asked if the curtain could be pulled back a metre or two so we could see what we'd paid for. The pitbull/security guy asked if I wanted to step outside. He kept banging on about how it was for the safety of the kids but any Tom, Dick or Harry could walk up on the day and pay to watch. Jumped up jobsworths. Don't even get me started on the logic of having almost every national champs in Plymouth rather than somewhere central like Sheffield.
Don’t even get me started on the logic of having almost every national champs in Plymouth rather than somewhere central like Sheffield.
Careful what you wish for - I used to work with an organisation that worked out that Pitlochry was the closest large town to the centre of Scotland and Leicester was the most central big city in England. Mathematically/geographically there is some sense to this although if you live in the outer isles on Cornwall you might argue they got it wrong but roughly speaking its right. As a result that's where all central events/meetings were held. The organisation worked with 16-25 yrs olds. No account was taken of the ease or cost of travel to the "central" locations, the relative population distribution or the location of people who were actually coming to events. Sometimes it's easier to be further away if that place is well connected.
It could be worse, they could have them in London. This year a four person apartment in Plymouth for the week of the Junior Champs was going to cost £900. I'm hoping prices have come down by the time of Senior Champs in January.
Given restrictions are picking up I suspect it won't be getting any cheaper yet as people try to claw back any lost earnings to cover bills and what not...
I had booked the £900 place for £650 two years ago.
