The warranty on our dishwasher has now run out and I received a policy offer in the post
for 12 months breakdown cover for £71.88.
I think these policies are not worth it, but the wife thinks we should take it.
Who's right?
Obviously you've not been married long...
How long have you had it and how much would it cost to replace?
Ha Ha!
It'll be twenty years in September 😀
It depends on the appliance and the price. I think fridges, freezers, dishwashers, TVs are pretty reliable. I don't insure.
We use our washing machine every day. It has more moving parts.
£71 sounds pricey though. I boufght a John Lewis own brand washing machine. Free 3 yr warranty. I extended it to 5 years for £75.
To some extent it depends on what is covered. Not much point, unless if covers all the things that are likely to go wrong.
How 'essential' is a dishwasher? If the dishwasher packs up, just wash-up.
You could just stick a £10/20 a month into a savings account and use it to buy new appliances when they pack up.
If I had young children and an old washing machine, I would perhaps consider a warranty on that. But not on a dishwasher.
My parents last dishwasher was about 18 years old when it packed up. My sister has had the same dishwasher for about 12 years and our current dishwasher is 3 years old (didn't have one before that)....
Right? that's a good one!
on a serious note - our kitchen stuff is now all 7-8 years old. f/f, d/w, w/m.
The only item that's needed attention in that imd has been w/m, where the bushes wore out and needed fixed. Was £80 for local repair guy.
£80 or so for a year is steep, I'd have said. Couple of years - three tops - and you've paid for cost of brand new one??
It's been worth it for me but as a landlord it's a claimable against tax.
I've had about 4 callouts in 3 years on 2 appliances (all about 7-8 years old) in my flat.
a waste of money
Not worth it. If you did that on everything, it'd would be a ridiculous amount of money that could be better spend elsewhere. Say you've got 6 appliances, then that would be £432 a year! Might as well buy a new white good item per year and use the change on beer/drugs for all the value that's offering.
It [i]might[/i] breakdown, but if it does, you've got a likely one-off fix cost of about the cost of 1 years insurance. If you are half-handy, you can buy replacement parts for most appliances for peanuts nowadays, so the fix cost could be even cheaper.
massive waste of money at that price
I'd have to think long and hard about £10 a year to insure the dishwasher tbh