Anyone been hit by this type of fraud?
Yes twice this year within the space of two weeks.
The fist time it happened the bank simply refunded the money, they didn't cancel my card and two weeks later the fraudsters helped themselves again. In spite of several calls and a signed declarations from me I'm still owed money because the bank(Halifax)are still refuting a number of the loans.
The Halifax are complete and utter idiots, had they closed my account on the first occasion they wouldn't have had the opportunity the second time around, I'm still waiting for an answer as to why they didn't do this?
I was actually sent an unsigned credit agreement by the Halifax as proof that I had took out one of the loans LOL, proof if any where needed that these loans are getting thrown out to anyone!
In fairness Wonga wasn't one of the companies involved however all fraudulent transactions(there where many)where payday loan related!
I strongly suspect this type of fraud is rife and the banks are doing everything possible to hush it up.