My misses has dropped a clanger - she's run up £25k on her personal credit cards. With little to show for it!!! She's now in a position where she's struggling to pay the monthly amounts and pay her bit into the family account. She's tried to consolidate the cards but has been refused. She's now asking if we can add the £25k to the joint mortgage and she'll pay the extra between what we're paying now and what the new amount will be.
I'm in a quandry. We've been going through marriage counselling so we're not that solid. If we transfer the debt to 'us' then it's not 'hers' any more. Do I 'let her stew in her own juices', do the honourable thing or is there an alternative?
Any advice would be great to get my head straight!