Got a spare £10-12k for 12 months, will be used as part of a house deposit probably in 2013. Best short term low-ish risk stash? Already maxed ISAs, stuck for ideas. Not particularly financially savvy, but I'll wager STW can cover my ineptitude by offering sound advice...
NB, have also already 'invested' in a nice Ala Carte Ti and enough bike trinkets to last ten years... 
All on red.........
.....no wait on black,
Premium bonds
£8K on hookers, drugs and booze. Waste the other £2K.
New bike?
Buy Greek or Italian Bonds, that could possibly never fail
Already punching above my karma on premium bonds, won nearly as much as my sister who's got ten times as many!
bury it, make sure it's all used notes first though
Why not lend it to a charity for a year? You don't sound short of money, just short of ideas to make even more. Why not help some people, if only for a little while?
Put it into an ISA or some other high interest thingy and let it work for you
for a year
Lend it to Greece or Italy, I hear there are good returns to be had, almost 7%..
Failing that, a cash ISA
Invest in an Icelandic bank?
Yossarian, will look into that, at least for part of my stash, good call. This year's ISA allowance has been done, rates are pants. I've done the 'm0ney saving expert' bank account shuffle so many times none of them will give me their special 'introductory' rates any more although when it comes to buying a house I might be able to build my own out of bricks made from compacted bank junk mail...
Ha, Iceland's had enough of my money, addicted to the place, been there three years in a row.
Pork Bellies?
bonds? (not greek or itallian)
As some people have said above I would go for a fixed rate bond. RBS will give you 2.4% net for a year. given I only get 0.75% in my cash ISA think I probably should be moving some money around 
xmas party for TJ so he doesn't have to worry about who's paying for it?
I hope you don't mind but i've forwarded a link to this thread to my uncle. He'll be in touch with some suggestions.
He's a Nigerian Prince don't you know!
pay pal gift to email in profile 
I'd buy that old Shimano silent clutch LX hub that pops up on the classifieds now & again. Just for the shear hell of it. Yeah.
Yours by any chance? 
For cash ISAs check out West Brom BS, think it's 3.07 I'm getting with what I've got squirrelled away in there but IIRC that rate is only available through m*neys*perm*rket. Will have a look at RBS ta.
You could try sticking it in gold/silver. The world's looking flaky enough that it will only go up in value over the time-scale you're considering.
you could get thousands of smarties for 10 grand 
santander have an e-saver account that i think is about 3.1%, and a savings account you can apply for in the bank thats about 5% but you need to leave it in there for a year
(note i do not work for santander, i just went in there and re-jigged all my old accounts a couple of weeks ago)
Get some Gold my friend. Try investing at Bullionvault - a really easy and secure way to invest in real gold - not paper gold.
It's possible that the Euro will collapse. At the very least it's going to fall in value big time. The pound is also being devalued massively with this quantative easing and high inflation.
Unlike money, gold can't be printed willy nilly. Gold is seen as a safe haven in times of uncertainty. That's why it's already risen so much in the last few years. I put 19k into Bullionvault gold this time last year. It's now valued at 25k - not a bad return for a year.
If I'd had put that amount into a bank then it would be worth probably still around 19k.
There is a risk of course like any investment that Gold could fall in value. But the uncertainty in the world economies does not point to that at the moment. People are looking for a safe haven in choppy waters ahead.
buy a bike say 2k got to be new. then sell raffle tickets to be able to win. must be a money maker just make sure you sell more tickets to cover the cost..
i will have 5
Buy shares in a race horse with a good track record.
Gold's not a bad bet, Silver is a better bet IMO.
Buy the house now?
Thankyou chaps and chapesses. BullionVault have a new customer, stashed the majority in there, gold and silver. Scarily easy and quick. May try to do something wholesome with the rest. I'd had a look at gold earlier in the year but I somehow missed BV, seemed like everywhere else was a bit more hassle.
BullionVault have a new customer, stashed the majority in there, gold and silver. Scarily easy and quick.
You took investment advice from an internet forum full of cyclists? Even after admitting you don't really know anything about finance?
You put the majority of your money in?
I am genuinely staggered. 
Or set up your own bank with Zopa:
You took investment advice from an internet forum full of cyclists? Even after admitting you don't really know anything about finance?
What's wrong with that? Some of us on here do know a bit or too about finance and investment you know. The chaps over on Moneyweek seem to be plugging Gold at the moment too and they are all supposed to be experts in financial matters.
I'm not saying investing in Gold/Silver will make you money. Sure it could also loose you money, but then so could stocks/shares or any other investment that's got the potential for decent returns. With the wal the economy id looking though then I'd expect a decent return from Gold and Silver over the coming year. The time to sell Gold & Silver is when interest rates rise and/or confidence is restored in the Eurozone and world economy.
Watch out for Silver though. It's a lot more volatile than Gold and can go up and down quicker than a tarts knickers. Great if you can sell high and buy low but predicting this is very difficult.
You must log in to post.
Advertisement
Advertisement
Advertisement
Advertisement
Advertisement
