Best VFM headsets out there at the moment are the FSA Orbit Extreme Pro, available from several places (including On One) for £30 to £35… This is a £90 rrp headset with a 10 year warranty just like a King! I’ve been using a couple of these now for a year or so, and they’re spot on.
If you’ve not got £35, buy an FSA XL2, still v good quality with cartridge bearings and can be found for about £20.
Don’t bother with anything with loose ball bearings in, it won’t last anywhere near as long and might seem like a good place to save some money, but when you have to replace the headset after a years hard graft, you’ll wish you bought a better one to start.