User error? Fair enough.
Perhaps. I was commuting into London, the roads were wet, but it wasn’t raining, the spray from the road (the bike had guards) kept getting onto my shoes. As I cornered left, the front wheel started to slip, I managed to get the bike upright by pushing down on the right pedal whereupon my foot slipped from the pedal, went under the frame, hitting the road; I’m not 100% on what happened next, but my leg became lodged between the frame and the front wheel and the bike rolled/fell snapping my leg in two places as i slid down the road on my face.
Transverse fracture of the tibia and a compound, spiral fracture of the fibula.