With a decent full-suss costing as much as a car (well my car, at least), i’m wondering, if I take the plunge and buy one, how should I insure it – add onto home insurance (not sure if that would cover me if the bike was nicked while i’m out and about/ from my car etc.), or is there bike-specific insurance for this purpose?

Insurance via home policy, but you may need to switch provider

Insure via home insurance policy. Pedalcover are good.

Pedalcover

Added to home insurance

Insured via house policy. Insured in a locked garage, in a locked vehicle or locked to an immovable object. Oddly there’s no minimum lock standard specified.

I ride a non-decent bike to save on insurance and bike costs

As standard on home insurance, think it was for any bike upto £2k, anything higher had to be named and the price went up.

It even included ‘away from home’ and ‘accidental damage’ cover, which implies they’d pay to fix it if I crashed! Not been cheeky enough to try that one, but nice to know if I ever bought something more fragile or bling.

Barclays – up to £3.5K for the most expensive, all others covered without having to name them it seems, accidental damage cover. £36 pa.

Added to house insurance.