Mrs BS has just had her card statement this month and someone has been on a right little spending spree, 5k spend in a couple of days.
It's her 'online' only card and the only thing it's been used for in the last month was to pay the car insurance via MSM. The charges were for 4 lots of insurance, congestion charges in London, tickets, mobile phones. etc.
HSBC straight on it sorting it out but a pain none then less. Keep 'em peeled!