In time honoured fashion I'm asking here on a mountain biking forum about this.
I've got a shit load of pensions floating around the place. These are a result of moving jobs but also a result of companies moving pension schemes during my employment. I feel this is possibly a bad idea but I'm not sure to be honest. I start to go a bit dizzy when people start talking to me about the fine detail which is their own fault, I know they do it deliberately to keep the layman in check.
Anyway, to summise I think I have
1. GEC pension with quite a few grand in it (paid into this for about 5 years)
2. A private pension with about 20k in it (three years paid in)
3. A final salary scheme pension (about 7 years worth - probably quite a bit in this one)
4. Another private pension with a few grand in
5. And now I'm in a civil service pension scheme.
I presume the best thing to do is bring the GEC scheme into the civil service one and possibly merge the two private pension schemes. I'm told I should just let the final salary scheme run as it is but really, I dunno. I'm reluctant to approach paid financial advice [1] as they probably charge a fortune and obviously if I talk to any of the above they'll all say stick with them.
[1] Although I'll probably do this in the end anyway.
Why can't they make this stuff simple like computers?
Any pension for dummy advice appreciated.

