looking for a bit of advice from the all knowing forum
got stopped by the police tonight ,i answered a call on my mobile(hand held)
while driving stupid i know and was spotted,anyway issued with a fixed penalty 3 points £60 fine
while doing a vehicle check car shows as no insurance tell them that cant be right automated renewal docs
came through last month no problem they say and give me a HO/RT1 form to produce them within 7 days
get home check insurance ...Arghhh not an automated renewal but a phone us to renew or you have NO INSURANCE,oh dear thats what i get for not reading it properly so nip over to the police station (in my wife's car which thankfully i am insured for) explain the situation to the duty officer show him the renewal form he has a laugh at my "oversight" but explains it will have to go to the procurator fiscal (im in Scotland)officially charges me with failing to have insurance and explains i'll be contacted by letter within 8-12 wks he's pretty sympathetic and says he'll include copies of the renewal doc with the charge doesn't think they'll go too hard im more guilty of being a knob than trying to get away without paying insurance, so get a call about an hour ago from the initial offence officer to say dont pay the £60 fixed penalty as both charges will now be combined and go to the PF got the feeling he was trying to cover himself,bit concerned about this as the two charges together dont look good not that not having insurance looks good !!
anyways should i ignore what there saying and pay the fixed £60 and hope they go easy on the insurance??
Oh aye do your worst !!

