I just drive a sub £700 car (pretty much worthless so depreciation is zero) and can fix it myself. Insurance is £200, tax is £200, MOT £50.
Repairs and servicing cost me no more than £250 a year.
Where I live now the bus costs me about £5 each way into Bristol and the last bust is at 5.20pm so pretty bloody useless. It is 15 miles away but very hilly. No train near by and the train also costs over £4 and requires extra transport.
But fuel cost is killing us at the moment.
I wish affordable electric cars would hurry up!