Thanks guys…floor level will be lower as the house has a suspended floor. My main concern is house insurance hence the original question.
Reasons? Cat flap currently in kitchen opening into an enclosed path with 6′ gate one end…
1) Our cats are wimps, Mr. Nasty cat hides nearby and attacks when they come through the flap, resulting in wailing, fights, scabs, bleeding noses and both have now had infected abscesses from cat bites.
2) Kitchen surfaces always covered in muddy footprints and hair as they jump up as soon as we leave the house, also we can’t leave anything out to defrost or cool without locking the cats out, or in, the house, as apparently they are starved. They have learnt to dash out as we serve up dinner as they know they can come and clean everything up whilst we are eating, so the result is they often get locked out.
3) A flap through the wall at the rear of the house will forever leave an ugly scar on the outside if we ever want to remove the cat flap, and the other option is to replace a 7×3 toughened double glazing unit with one with a custom cut cat flap hole in it.
So the solution is, cat flap into garage from dining room, which then will have the existing microchip door out into the garden through a door. Keeps the buggers out of the kitchen permanently which is a huge bonus, Mr Nasty cat can no longer attack in the enclosed path, and currently they get shut in the garage when we have family and friends dogs over, this makes keeping the animals seperated much easier.