We’re with M&S and I think our renewal was around £550 for building, contents, accidental damage (contents and building), one bike over £2k, £5k of out of home contents cover…. I will review next year. However, that was good value to me, based on the other more important things I have to organise currently and the fact that when you ring up they don’t have morons at the end of the line….. Cost doesn’t necessarily equal value.
Got stuck with Admiral Car Insurance for 2 years. First went there because they were cheapest, then forgot to cancel auto-renewal and also moved house so had to stick with them as we’d missed the renewal letter. I hated their customer service, depending on the time of day you either got someone in Wales, India or Canada. The Indian and Canadian call centres are essentially a call answering service. They couldn’t actually do anything they just noted it and passed it on to be done by the Welsh team the next day.