Before I blindly cough up another years money for M&S's unbeatably comprehensive cover, just thought I'd ask the question...is it still unbeatable?
M&S pretty much doesn't have any small print for bikes...insured inside the car even if left on view, insured if I snap the frame whilst 'just riding along', insured in the shed, abroad, on the plane, against baggage handlers etc etc etc. Up to £4k per bike. Have four bikes that would need to be covered so a policy with an extra premium for bikes probably won't be competitive.
Looking for buildings and contents. I remember one of those posh ones (hiscox or something?) that also does similar cover but its aimed at country mansions and priced accordingly...
Thanks 
