Looking to get a car for my lad, something around the £8K mark, thinking Astra, Fiesta, 207 Pug etc.

Any recommendations for insurance companies from you younger chaps? It will need to be Comp and with his Mum and me as named drivers. He has 2 years experience as a named driver on his Mum’s policy, but no official NCB other than this. Will any companies give an allowance for this?

Thanks

best quote I got was from admiral (I am 20)

Direct Line do named driver stuff, but that may just be named on a DL policy. I always found them a bit expensive though.

Cheapest I found when I was a wee slip of a boy were Endsleigh and Hyperformance. Hyperformance were generally a bit cheaper than Endsleigh, but the people who answer the phone there are grade-A tits. I wouldn’t fancy having to make a claim with them.

Nowadays, I alternate between Elephant, Adrian Flux and SKY.

put some effort in man.

Moneysupermarket.com is your first port of call.
comparethemarket after you find a cheap quote.
then try direect line and aviva.

Also your buying your son an 8k car and insuring it for him!!! You must be minted.

Tom,

I totally agree, you try tell his mother!!!

£8k would get you a mint(ish) MG-BGT V8, or a roadster if thats his thing, insurance will be ~£350, chicks will love him, and he wont crash it becasue statisticaly your more likely to crash with passengers and no one will fit in the back!

haha 😆

i hear you can get cheaper insurance if you join car clubs and then use their discounted insurers. So if you buy a jap car join a japanese car club for example. Usually only cost £10-20 to join.

I’ve never had a decent quote from anyone online.

Renewed mine yesterday (granted I’m 31) but with 7yr NC I got

Confused = £1000+ (with Swiftcover)
Direct Line = £1800+
Aviva = £2500+

In the end I renewed with Brentacre for £398 FC on a BMW 330Ci Sport.

When I was younger (21yr old – Golf GTI) I got cheap quotes from Tesco and Elephant. It might be worth sticking him on the 10mth accelerator at Elephant is the quote is reasonable.

Why don’t you get him to do his pass plus as it will lower his insurance with the companies below, I did mine last week which cost £150 so should save me over the couple of years, hope that helps.

AA
Adrian Flux
Bsm
Churchill
Co-op
Direct Line
Zurich
Aviva
Privilige
Provident
Royal and Sun Alliance
Tesco
Swinton
Quinn Direct
Endsleigh

Buy him a banger ! My dad bought me an Anglia when I was 15 it was ace, I had to learn to drive properly (even taught me to double the clutch, no synchromesh) and if I wrecked it, which I didn’t although some letterboxes took heavy damage, it didn’t matter.

Mind you that was in NZ and car insurance is a matter of personal choice, not the total state condoned bend over and take it gouge that it is in the UK. We only had fire, 3rd party in case I hit a Mercedes, and theft (ha ha).

Thanks Guy’s

I’ve tried the comparisonn sites, and they bring up the usual suspects, just wondered if there were any hidden gems that don’t come up from the compare the market types

another thumbs up for admiral, always cheap for me (im 22)
they allownamed drivers to build up a ncb with them but ot sure if they allow it to come from other companies.

You’d be best aiming for a car he wouldn’t want to be seen dead in, insurance should be fine then.

Try getting a quote for all cars in family as an Admiral multi car policy, did this for my son and saved a fortune against a single quote.
My wifes and my quotes were not quite as cheap as before but the savings on sons policy more than made up for it.

if you live in manchester then don’t bother, no one else does.
oh and don’t forget to teach him to blast through red lights and if he ever has kids then he’s okay to park directly outside the school to drop em off (apparently the yellow zigzags mean park he in some **** language).

annnnnnd relax…..

Is he a good driver? Sign him up to take the IAM Advanced Test (£139) all in. He’s then guaranteed to get cover at a decent price

http://www.iam.org.uk/membership_of_the_iam/

http://www.iamsurety.com/